Apply online in minutes without affecting your traditional credit score§
Receive an immediate decision**
Get money the next business day*
An unexpected expense can strain your finances. If you’re hit with surprise expenses, a Credit Availability Loan from CashNetUSA can help keep you going. A Credit Availability Loan is a medium-term installment loan that is repaid gradually in installments over 5-10 months.
Even if you have less-than-perfect credit, we might be able to get you the cash you need.† We’re based online, so whether you live in Jackson or Gulfport, we’re ready to help at a moment's notice.
Our application can be completed online in minutes, so you don’t have to worry about traveling to a store or spending valuable time waiting in line. We can get you a lending decision as fast as possible, and if you are approved, we can often deposit cash in your account as soon as the next business day!*
In Mississippi, loan amounts vary depending on a variety of qualifying factors. To avoid any surprises, read through the full repayment and fee details on our Rates & Terms page.
An installment loan is a serious financial commitment. These loans should not be used to address a recurring financial problem. If you can, you should consider alternate sources of funding before you apply.
Before you apply, make sure that you meet our basic requirements:
You must be 21 or older
You must have been employed for at least one month
You must have an active checking account
You must be a U.S. citizen or permanent resident
To apply for a loan, just fill out our quick online forms. After you give us some basic info like your address and employer, we’ll evaluate your application and come back with a quick approval decision — often instantly!**
CashNetUSA has lent emergency cash to more than 2 million Americans. You can learn more on our About Us page.