Payday Loan Alternatives in Nashville, TN
A flex loan could be a better option than a payday loan.
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How to get a payday loan alternative from CashNetUSA in Nashville.
If you live in the Nashville, Tennessee area, you have options when it comes to borrowing money. Payday loans — a type of short-term funding — are available from online and brick-and-mortar lenders, but there are other types of loans available that can be used as payday loan alternatives. In Nashville, CashNetUSA offers online flex loans that work like a line of credit. If approved, new customers can qualify for a flex loan up to $2,000.*
Apply now for a CashNetUSA flex loan.
CashNetUSA Flex Loan vs. Nashville Payday Loan
1Based on information from Pew Charitable Trusts. Actual loan terms may vary based on applicant's qualifications.
2Based on terms available to new customers. Actual terms may vary based on applicant's qualifications. For full product details, see Rates & Terms.
Read more about payday loan alternatives in Nashville, TN.
There are alternative lenders who put less of an emphasis on your credit score, but you should be wary of those who advertise “no credit check loans.” CashNetUSA runs an alternative credit check for flex loan applications that lets us see beyond a simple number. This alternative credit check helps us offer credit to borrowers with less than perfect credit.
If you live in the greater Nashville area, the Financial Empowerment Center provides free financial counseling services to help you feel more in control of your economic situation. Reach out to the organization directly to learn more.
Financial Empowerment Center
250 Venture Circle
Nashville, TN 37228
Disclaimer - The named parties are not affiliates or agents of CashNetUSA. We make no representations, warranties or guarantees about the information or services provided by the named parties.
CashNetUSA’s flex loan. This type of loan functions similarly to a credit card or line of credit. Borrowers have access to funds up to a certain credit limit. As the balance is repaid, funds become available to use again up to the credit limit.
This form of credit is helpful for those looking for a financial cushion, allowing borrowers to access money when and if they need funding. For a flex loan, you only pay interest and fees on the amount that you borrow — unlike a payday loan where you must pay interest and fees on the entire amount.
Installment loan. Installment loans, sometimes referred to as term loans or personal loans, are one of the most common funding types. For this loan type, approved borrowers are given a lump sum that is repaid in set installments over a specified period of time. Because Tennessee state law does not cap installment loans, they’re often used for larger expenses like debt refinancing, home renovations or automotive repairs.
Title loan. A title loan is a form of secured funding that allows borrowers to use their car as the loan’s collateral. Title loans of up to $2,500 are available in Tennessee for borrowers who own a car that’s paid off and free from liens.