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Maine Payday Loans

From its rocky coastline to low, rolling mountains, you won’t find a more picturesque state than our “Pine Tree State.” And don’t even get us started on the seafood cuisine, especially lobsters and clams! As one of the largest producers of lobster in the country, Maine is home to the American lobster, also known as the Maine lobster. But even beautiful scenery and delicious cuisine can’t hide the fact that us Mainers have emergency expenses to pay from time to time. As a fisherman, what would you do if your boat broke down unexpectedly and you had no way of getting to work?

Turn to CashNetUSA, that’s what! As one of the largest licensed online lenders, CashNetUSA offers convenient Maine payday loans to help keep your life on track. Fallen behind on bills? Car unexpectedly broke down? Boat engine not starting? By completing their 5-minute online application, you can have money deposited directly into your bank account by the next business day!*

New Customers: Use Promo Code CASHNET50 on Your First Loan

Save 50% on the initial loan fee of your first payday loan or receive a 50% rebate on the interest or fees of the first two payments of your first installment or installment-payday loan, respectively. Promo code not valid for the CashNetUSA line of credit product.+++

CashNetUSA offers many other benefits as well:

  • Late application acceptance times: Unlike other lenders, CashNetUSA accepts applications as late as 9pm CT Monday – Friday for next business day funding.*
  • 24/7 customer service: Have a question? You can contact CashNetUSA 24 hours a day, seven days a week via phone, email or live chat.
  • Innovative programs: Get exclusive savings through our Preferred Member Program or earn a $20 credit for every person you successfully refer to CashNetUSA.

I Recently Lost My Job. Can I Still Get a Payday Loan in Maine?

We’re sorry to hear about your situation, but unfortunately, you cannot get a Maine payday loan from CashNetUSA without a job. Reassess your current situation and determine what kind of job you want to pursue while considering these statistics:

  • 12.6% of Mainers were below the poverty level in 2009.
  • In 2009, the median household income in Maine was $45,708.
  • From 2005 – 2009, it took a Mainer aged 16+ an average of 22.7 minutes to get to work.

Maine Payday Loans: Fee Schedule


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Payday Loans in Maine with CashNetUSA Get to Know Our State Better

During the American Revolution and War of 1812, many people thought Patriot and British forces fought over Maine’s territory. Wrong! What they really fought over was the establishment of these VERY important laws:

Fun facts about Maine
  • In the town of Waterboro, your dog leash cannot be over eight feet in length.
  • Respect the dead! It’s illegal to advertise in a cemetery in the town of Wells.
  • Like to roller skate? Just make sure you do it on the street as rolling on your feet is prohibited on sidewalks in Biddeford.
  • Unless you’re shooting a whale, it is a misdemeanor to shoot any kind of game from a moving vehicle.
  • In the city of Arcadia, peacocks have the right of way to cross any street, including driveways.

*CashNetUSA and third-party lender funds are generally deposited via ACH for delivery next business day if approved by 9pm CT Mon. – Thu. or by 7pm CT Sun.

CA residents: CashNetUSA California Finance Lenders License file no. 603 H010, DE residents: Licensed by Delaware State Bank Commissioner License #9546 Exp. 12/31/2014, OH residents: Ohio Credit Services Organization Certificate of Registration no. CS.900076.000.

**Not all loan applications or extension requests are approved. Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by CashNetUSA or third-party lenders.

***Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria.

†CashNetUSA or third-party lender does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Clarity. If you have defaulted on past transactions, you may be declined for a cash advance from CashNetUSA.

‡Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.

++Please see Rates and Terms to check the availability of online loans and extensions in your state. CashNetUSA is not a lender in all states. In some states, CashNetUSA will (i) act as a Credit Service Organization to arrange a loan between you and a third-party lender, or (ii) in Texas, act as a Credit Access Business between you and a third-party lender.

+++If you are a Payday, CSO, or CAB customer, discount will be applied to the initial loan fee, CSO fee, or CAB fee, respectively. If you are an Installment or Installment-Payday customer, the rebate shall be calculated by multiplying the percent discount by the first two scheduled installment payments of your loan. However, the rebate shall not exceed the actual amount of accrued interest paid on the Installment loan or fees paid on the Installment-Payday loan. Rebate shall be paid via bank account ACH credit upon full repayment of the loan, and is contingent upon a minimum of two installment payments made. Discount not valid for the CashNetUSA line of credit product. Promotions are not available in all states. Please see your state's Rates and Terms for additional details. Unless otherwise specified, promo codes must be entered at the time of application, can be used only once, and may not be combined with any other offers or Preferred Member benefits.

1Must be 21 years of age for Mississippi residence and 19 years of age for Alabama and Delaware residence.

Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.