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CashNetUSA’s Idaho Line of Credit

A line of credit can provide you with emergency funds when an unexpected expense arises and your finances are stretched to the limit. It allows you to borrow up to a limit and repay over time. The payment structure is more flexible than a payday loan as you can pay off your balance all at once or in increments over time.

How Does a CashNetUSA Line of Credit Work?

Once you’ve applied, we process your application and get back to you with an instant eligibility decision.* If approved, we automate the funding and repayment process electronically. If you apply early and are approved, your money can be in your account as soon as the same business day.

In Idaho, approved new customers will be given a credit limit of $100 – $500,* based on their application details. Customers can draw as little as $50 or up to their credit limit. Interest is charged on outstanding principal balance, and we also charge a cash advance fee, similar to a credit card. To avoid any surprises, be sure to review the detailed information on our Rates & Terms page.

Line of Credit as an Alternative to a Payday Loan

When residents of Idaho are looking for cash to cover emergency expenses, they may think of using a payday loan to cover their needs. A CashNetUSA line of credit can offer the same amount of funds (or more) as a payday loan, and it’s available for customers to use on a continual basis as they repay. So if financial shortfalls strike again, there is no need to reapply — customers can simply take another draw (up to their available credit limit) from their line of credit.

How Do I Apply for an Idaho Line of Credit From CashNetUSA?

CashNetUSA makes it quick and easy to apply for a line of credit. First, you must meet our minimum requirements:

You must be 18 or older

You must have a verifiable, steady source of income

You must have an active checking account

You must be a U.S. citizen or permanent resident

If you meet the requirements and apply, we will evaluate your application and provide you with an instant eligibility decision!*

We’ve Got the Whole State Covered

There’s no need to drive to a brick-and-mortar location to get the help you need to cover ongoing expenses — our line of credit is available anywhere in the state with an internet connection.


The most populous city in Idaho is home to more than 200,000 people. Our line of credit is here when Boise residents need some financial relief.


Since it’s considered the fastest growing city in the state, our fast and convenient line of credit is a great fit for residents of Meridian.


Once ranked as “The Most Affordable City in Idaho,” CashNetUSA knows that life isn’t always so affordable. That’s why our line of credit is available for residents of Nampa.

More About CashNetUSA

CashNetUSA is committed to transparency and customer service. Our FAQs page is full of information about our application process and online lending, but if you have a more specific question or need assistance, you can contact us via phone, email or live chat.