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Florida Payday Loans

Living in "Sunny" Florida isn’t all fun and games. Sure, we have an abundance of oranges and a famous mouse with red shorts, but we aren’t immune from emergency expenses! Even though Florida’s nickname is the “Sunshine State,” we suffer from severe weather on a regular basis, particularly hurricanes. In 2004, we experienced four of them! With that said, we encounter many unexpected expenses, especially when it comes to car and home repairs. Luckily for us, CashNetUSA has helped us through the tough times with their Florida payday loans!

With their simple 5-minute online application, instant approval** and free next business day funding,* getting money in a hurry has never been easier. CashNetUSA payday loans in Florida offer a great solution to our immediate financial needs, especially after a hurricane! And best of all, there’s always someone to talk to since their customer service is available 24/7 via phone, email or live chat!

New Customers: Use Promo Code CASHNET50 on Your First Loan

Save 50% on the initial loan fee of your first payday loan or receive a 50% rebate on the interest or fees of the first two payments of your first installment or installment-payday loan, respectively. Promo code not valid for the CashNetUSA line of credit product.+++

With a payday loan in Florida, you just:

  1. Apply online in less than five minutes.
  2. Receive instant approval.**
  3. Receive your money by the next business day.*
  4. Repay your loan on your next payday.

It’s that simple!

Are Payday Loans in Florida Available to the Unemployed?

If you’re unemployed and living in Florida, you are NOT eligible to receive a payday loan. Since the final step in the process is repaying your loan, you must have a steady source of income to do so. But rather than searching for a payday loan provider in Florida, focus on finding a job that you enjoy. Here are some statistics you should keep in mind:

  • In 2009, 15% of Florida residents were below the poverty level.
  • The median household income in Florida was $44,755 in 2009.
  • It took a Florida worker aged 16+ an average of 25.8 minutes to get to work from 2005-2009.

I want to know more!


Back to Payday Loan States



Payday Loans in Florida with CashNetUSA
Get to Know Our State Better

What’s the first thing that comes to your mind when you think of our home state? Chances are you thought of warm weather, and rightfully so! But after reading the following points, you might have a different outlook on our state:

Fun facts about Florida
  • The doors of all public buildings must open outwards to help people escape more easily.
  • It is illegal to sell your children, just in case you were wondering…
  • Sorry grave haters — it’s illegal to drive over graves in a cemetery in the town of Destin!
  • If you’re in Miami Beach, you can’t skateboard at a police station.

*CashNetUSA and third-party lender funds are generally deposited via ACH for delivery next business day if approved by 9pm CT Mon. – Thu. or by 7pm CT Sun.

CA residents: CashNetUSA California Finance Lenders License file no. 603 H010, DE residents: Licensed by Delaware State Bank Commissioner License #9546 Exp. 12/31/2014, OH residents: Ohio Credit Services Organization Certificate of Registration no. CS.900076.000.

**Not all loan applications or extension requests are approved. Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by CashNetUSA or third-party lenders.

***Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria.

†CashNetUSA or third-party lender does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Clarity. If you have defaulted on past transactions, you may be declined for a cash advance from CashNetUSA.

‡Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.

++Please see Rates and Terms to check the availability of online loans and extensions in your state. CashNetUSA is not a lender in all states. In some states, CashNetUSA will (i) act as a Credit Service Organization to arrange a loan between you and a third-party lender, or (ii) in Texas, act as a Credit Access Business between you and a third-party lender.

+++If you are a Payday, CSO, or CAB customer, discount will be applied to the initial loan fee, CSO fee, or CAB fee, respectively. If you are an Installment or Installment-Payday customer, the rebate shall be calculated by multiplying the percent discount by the first two scheduled installment payments of your loan. However, the rebate shall not exceed the actual amount of accrued interest paid on the Installment loan or fees paid on the Installment-Payday loan. Rebate shall be paid via bank account ACH credit upon full repayment of the loan, and is contingent upon a minimum of two installment payments made. Discount not valid for the CashNetUSA line of credit product. Promotions are not available in all states. Please see your state's Rates and Terms for additional details. Unless otherwise specified, promo codes must be entered at the time of application, can be used only once, and may not be combined with any other offers or Preferred Member benefits.

1Must be 21 years of age for Mississippi residence and 19 years of age for Alabama and Delaware residence.

Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.