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California Payday Loans are Designed to Help You!

Even after the California Gold Rush in 1848, people are still struggling with overdue bills, unexpected car repairs and emergency medical bills on a daily basis! All jokes aside, unforeseen expenses are frustrating and can send you swirling into a dark, deep hole of financial trouble if you’re not careful. But that’s where CashNetUSA and payday loans in California come in.

Our payday loans from California are simple: you complete a 5-minute application online and if approved, we deposit your money directly into your checking account by the next business day.* So what’s the catch, you ask? There isn’t one. With over 1 million satisfied customers, we’re committed to helping people just like you find a solution to their immediate financial needs. So whether you live in the heart of Los Angeles or the outskirts of Bowles, our California payday loans are designed to help you!

New Customers: Use Promo Code CASHNET50 on Your First Loan

Save 50% on the initial loan fee of your first payday loan or receive a 50% rebate on the interest or fees of the first two payments of your first installment or installment-payday loan, respectively. Promo code not valid for the CashNetUSA line of credit product.+++

Still on the fence? Did we mention that our payday loans in California are:

  1. Speedy: Once your application is approved, you’ll receive your money by the next business day.*
  2. Easy: Our process is so simple that there’s usually nothing to fax and no extra paperwork for you to fill out!
  3. Safe: Our website is VeriSign Secured™ and McAfee SECURE,™ protecting you from identity theft, viruses, spyware and other online threats.

I’m Unemployed. Can I Still Apply for Payday Loans in California?

If you are unemployed and living in California, you cannot apply for California payday loans from CashNetUSA. We require all applicants to be employed for at least 1 month in order to be eligible. But in order to help you in your job search, we’ve compiled a list of a few helpful hints to make your job search a bit easier:

  • Make it Your Job: Make finding a job your actual job. We know it may not be the most exciting thing to do, but if you focus all of your attention on getting hired, good things will happen.
  • Follow Your Dreams: You should never give up on your aspirations just because things are looking down from time to time. Just remember that anything is possible and you can do whatever you set your mind to.
  • Resources, Resources, Resources: We can’t stress enough how many resources are available for you to take advantage of. From websites to newspapers to friends and family, there is always someone and something willing to help you find a job.

I want to know more!

Back to Payday Loan States

Payday Loans in California with CashNetUSA Get to Know Our State Better

Trust us—there’s much more to our “Golden State” than just Hollywood, surfing and Arnold Schwarzenegger:

Fun facts about California
  • The median household income in 2009 was $58,925.
  • 14.2% of residents were below poverty level in 2009.
  • The average travel time to work for workers 16 years or older was 27 minutes (2005-2009).
  • Unless you’re shooting a whale, it is a misdemeanor to shoot any kind of game from a moving vehicle.
  • In the city of Arcadia, peacocks have the right of way to cross any street, including driveways.

*CashNetUSA and third-party lender funds are generally deposited via ACH for delivery next business day if approved by 9pm CT Mon. – Thu. or by 7pm CT Sun.

CA residents: CashNetUSA California Finance Lenders License file no. 603 H010, DE residents: Licensed by Delaware State Bank Commissioner License #9546 Exp. 12/31/2014, OH residents: Ohio Credit Services Organization Certificate of Registration no. CS.900076.000.

**Not all loan applications or extension requests are approved. Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by CashNetUSA or third-party lenders.

***Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria.

†CashNetUSA or third-party lender does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Clarity. If you have defaulted on past transactions, you may be declined for a cash advance from CashNetUSA.

‡Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.

++Please see Rates and Terms to check the availability of online loans and extensions in your state. CashNetUSA is not a lender in all states. In some states, CashNetUSA will (i) act as a Credit Service Organization to arrange a loan between you and a third-party lender, or (ii) in Texas, act as a Credit Access Business between you and a third-party lender.

+++If you are a Payday, CSO, or CAB customer, discount will be applied to the initial loan fee, CSO fee, or CAB fee, respectively. If you are an Installment or Installment-Payday customer, the rebate shall be calculated by multiplying the percent discount by the first two scheduled installment payments of your loan. However, the rebate shall not exceed the actual amount of accrued interest paid on the Installment loan or fees paid on the Installment-Payday loan. Rebate shall be paid via bank account ACH credit upon full repayment of the loan, and is contingent upon a minimum of two installment payments made. Discount not valid for the CashNetUSA line of credit product. Promotions are not available in all states. Please see your state's Rates and Terms for additional details. Unless otherwise specified, promo codes must be entered at the time of application, can be used only once, and may not be combined with any other offers or Preferred Member benefits.

1Must be 21 years of age for Mississippi residence and 19 years of age for Alabama and Delaware residence.

Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.