Quick Application

Apply online in minutes

Instant Decision

Receive an immediate decision*

Fast Funding

Apply early for same-business-day funding

CashNetUSA’s California Payday Loans

From San Diego to Crescent City, emergencies can take you by surprise no matter where in California you live. And when funds are tight, you might not have time to wait until your next paycheck.

CashNetUSA’s California payday loans are designed to help Californians get the funds they need to cover urgent and necessary expenses as quickly as possible. To make that process as easy and stress-free as possible, we offer a streamlined online application that you can complete at home or on a mobile device.

Head to our Rates & Terms page for more information about our California payday loans.

We’ve Got the Whole State Covered

CashNetUSA is easily and equally accessible to residents throughout The Golden State because we don’t have brick-and-mortar locations — our process is entirely online! So as long as you have an internet connection, you have CashNetUSA at your fingertips.

San Diego

Financial emergencies can strike anywhere at any time. We’re proud to be there for the residents of sunny San Diego.

Los Angeles

The City of Angels isn’t a haven from financial shortfalls. That’s why CashNetUSA gladly serves residents of Los Angeles.


No matter where you are in the Bakersfield region, you always have CashNetUSA at your fingertips.


With nearly half a million people living in Fresno, it’s no surprise that some of them need emergency funding from time to time. CashNetUSA is here for Fresno residents 24/7.

San Jose

San Jose might be “The Capital of Silicon Valley,” but venture funding isn’t the only type of funding people need in the Bay Area.


While Sacramento is the capital city, its residents need access to personal capital during emergencies just like anyone else. CashNetUSA is here for residents of Sacramento.

Applying for a Loan With CashNetUSA

To apply for a payday loan with CashNetUSA, you must meet the following minimum requirements.

You must be 18 or older1

You must have a verifiable, steady source of income

You must have an active checking account

You must be a U.S. citizen or permanent resident

Our simple application can usually be completed in minutes. First, you provide some basic personal information like your name and address. After that, we ask for your employer and bank account information, which we use to help verify your financial situation.

Finally, we evaluate your application and get back to you with an instant eligibility decision.* And if you apply early and are approved, your money can be in your account as early as the same business day.

More About CashNetUSA

CashNetUSA is an online lender with over 10 years of lending experience. In California, we are a direct lender of payday loans. If you have any more questions about us, your application or your loan, check out our FAQs page, where we answer many of our customers’ most common questions. And if you have other questions, you can contact us by email, phone or online chat.