If an unexpected expense like a medical bill or home repair has seriously disrupted your financial plans, an online payday loan might be able to help. Whether you live in Anchorage or Fairbanks, a CashNetUSA loan could help you handle your emergency and get you to your next paycheck.
CashNetUSA is a direct lender of payday loans in Alaska, so you will be able to review all the terms of our loans before you provide any of your personal information. In addition, we are based online, which makes it easy and convenient to apply, no matter where you live in Alaska. Our online application is always available, which means there’s no need to commute or wait in line.
In Alaska, CashNetUSA offers approved customers up to $500, depending on their applications. Loans are due on your next payday, between 14 to 35 days after you receive funds. Loan fees are $15 per $100 borrowed, plus a non-refundable fee of $5 per loan.
We are committed to customer service and want to be sure you are fully informed about our services. Be sure to review our Rates & Terms page for detailed repayment and fee information before making a decision to apply. Also, if you have other options — like borrowing money from a family member — you should consider those first.
If you decide to apply, CashNetUSA makes it as stress-free as possible. Just make sure you meet the following requirements:
You must be 18 or older1
You must have a verifiable, steady source of income
You must have an active checking account
You must be a U.S. citizen or permanent resident
1Must be 21 years of age for Mississippi residents and 19 years of age for Alabama and Delaware residents.
If you meet these basic requirements, you can apply, anytime and anywhere! Just provide some information about yourself, your job and your finances, and we’ll get you a lending decision fast — sometimes instantly.* If you are approved for a loan, we’ll work hard to get you cash as quickly as possible. In most cases, we will deposit cash in your account as soon as the following business day.
If you have less-than-perfect credit, you can still apply for a loan.* Our alternative credit check process doesn't look at your traditional credit score but instead uses sources like Clarity and TransUnion in addition to the information you provide to make a lending decision.
We’ve helped millions of Americans make it through financial difficulties by providing the emergency cash they need. You can read what our customers have to say about our services on our Reviews page.
If you have further questions about online lending or payday loans, head over to our FAQs page. And if you want more personalized assistance, we’re here to help. You can contact us via phone, email or live chat.