Apply online in minutes without affecting your traditional credit score§
Receive an immediate decision**
Get money the next business day*
When payday is weeks away and an unexpected bill pops up, you can quickly find yourself short of cash. An online payday loan from CashNetUSA can get you the funds you need to keep going until your next paycheck. It doesn’t matter if you live in Mobile, Birmingham or Montgomery, CashNetUSA’s online application is available to Alabama customers anywhere, anytime.
CashNetUSA is a top payday lender. We are a direct lender in Alabama, and we are faster and more convenient than typical storefront lenders because we’re based online and are open all the time. No need to wait for “typical business hours” or spend time travelling to the store — our short application can be completed in just minutes. You can even apply from a mobile device while you’re on the go!
We can lend up to $500 to Alabama residents, based on qualifying factors. If approved, your loan will be due on your next payday that falls between 10 and 31 days after you get your loan. Detailed information regarding fees and repayment is available on our Rates & Terms page.
As you think about whether a loan is appropriate for your immediate needs, you should also explore other funding options. A payday loan is a serious financial responsibility, and not a solution to long-term problems. Borrowing from a friend of family member might be a better option.
If you decide a payday loan is the best way to solve your unexpected financial hardship, just apply online. We’ll get you a lending decision fast — sometimes instantly!** In some cases we can also deposit money in your account as soon as the next business day.* Just check that you meet our basic requirements:
You must be 18 or older1
You must have been employed for at least one month
You must have an active checking account
You must be a U.S. citizen or permanent resident
CashNetUSA has helped more than two million Americans get the cash they need to cover emergency expenses. You can read what they are saying about us on our About Us page.