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Delaware Installment Loans Are Here!

Whether you’re looking to make a big purchase or find yourself with unexpected bills, taking a loan can be a helpful safety net for your finances. The type of loan you choose will vary based on need, but in many cases an installment loan may be the best route to covering an emergency.

Now that CashNetUSA offers installment loans in Delaware,we just wanted to give you a heads up about the new release. With this new installment product, you’ll be able to apply for a larger amount of money and also be able to pay it back over several months — with no hidden fees!

Installment loans are considered medium-term loans, lending more money than a payday loan, and allowing users to repay gradually opposed to all at once. This longer term payment plan is helpful for two reasons: one, it grants you the freedom to pay back the loan over time, and two, the monthly payments are set, allowing you to factor the payments into your expenses. Having the ability to apply online keeps the process user-friendly, requiring only basic info from the borrower, such as the status of your employment and a valid bank account number for depositing purposes. Once approved, the loan will be sent to your bank account via direct deposit.

Use Promo Code: INSTL30

Get a 30% rebate on your first two installment loan payments with code INSTL30+++

Loan amounts and the amount of time provided to repay the loan, along with your loan interest rates can all vary depending on the state in which you reside. In Delaware, loans can be repaid in seven monthly payments, or 13 bi-monthly payments, and never exceed a maximum amount of $1,000. If the borrower decides to repay the loan in seven monthly payments, the Annual Percentage Rate is 398.04%, leading to a Finance Charge of $1,324.11 on a $1,000 loan. This means that once the loan has been repaid in its entirety, the borrower will have paid a total of $2324.11 on a $1,000 loan. If the number of payments is set at a bi-monthly 13, then the APR is 395.53 percent, the FC is $1427.02, and the total amount paid at the end of the cycle is $2,427.02.

Bear in mind that these numbers are illustrative, and can change depending on the amount being loaned. Regardless, installment loans remain a strong option for individuals in need of assistance, and offer you the unique opportunity of finding a loan and repayment plan that fit with your individual income and expenses.

The requirements to prequalify for an installment loan are identical to payday loans. Currently, you must meet the following criteria to apply with CashNetUSA:

  • Have an active checking account
  • Have been employed for at least one month
  • Be a U.S. citizen or permanent resident
  • Be at least 18 years old

Do You Think I Will Prequalify for Delaware Personal Loans?

If you meet the above requirements, then we don’t see why you wouldn’t be able to prequalify for our new Delaware installment loans. If you’re having a hard time dealing with your emergency expenses, don’t think twice about turning to an online lender that has already served over one million satisfied customers.

With the current state of the economy, we’re well aware that finding — and keeping — a job is easier said than done. To prevent losing your job, or to help you in your current search for one, consider entering into one of these top nine fields in our state:

  1. Trade, transportation and utilities
  2. Education and Health Services
  3. Government
  4. Financial Activities
  5. Leisure and Hospitality
  6. Manufacturing
  7. Other Services
  8. Mining, Logging and Construction
  9. Information

I want to know more!

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*CashNetUSA and third-party lender funds are generally deposited via ACH for delivery next business day if approved by 9pm CT Mon. – Thu. or by 7pm CT Sun.

CA residents: CashNetUSA California Finance Lenders License file no. 603 H010, DE residents: Licensed by Delaware State Bank Commissioner License #9546 Exp. 12/31/2014, OH residents: Ohio Credit Services Organization Certificate of Registration no. CS.900076.000.

**Not all loan applications or extension requests are approved. Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by CashNetUSA or third-party lenders.

***Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria.

†CashNetUSA or third-party lender does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Clarity. If you have defaulted on past transactions, you may be declined for a cash advance from CashNetUSA.

‡Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.

++Please see Rates and Terms to check the availability of online loans and extensions in your state. CashNetUSA is not a lender in all states. In some states, CashNetUSA will (i) act as a Credit Service Organization to arrange a loan between you and a third-party lender, or (ii) in Texas, act as a Credit Access Business between you and a third-party lender.

+++If you are a Payday, CSO, or CAB customer, discount will be applied to the initial loan fee, CSO fee, or CAB fee, respectively. If you are an Installment or Installment-Payday customer, the rebate shall be calculated by multiplying the percent discount by the first two scheduled installment payments of your loan. However, the rebate shall not exceed the actual amount of accrued interest paid on the Installment loan or fees paid on the Installment-Payday loan. Rebate shall be paid via bank account ACH credit upon full repayment of the loan, and is contingent upon a minimum of two installment payments made. Discount not valid for the CashNetUSA line of credit product. Promotions are not available in all states. Please see your state's Rates and Terms for additional details. Unless otherwise specified, promo codes must be entered at the time of application, can be used only once, and may not be combined with any other offers or Preferred Member benefits.

1Must be 21 years of age for Mississippi residence and 19 years of age for Alabama and Delaware residence.

Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.