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If you’re experiencing financial hardship, a line of credit can help ease the strain. Compared to other kinds of personal loans, lines of credit are more flexible and give borrowers more control over repayment. With a line of credit from CashNetUSA, you can withdraw funds as you need them, up to a predetermined limit, and then repay in increments.
Whether you live in Norfolk or Richmond, CashNetUSA’s line of credit can help you get the funds you need.
We make it easy to apply online for a line of credit, and can get you a lending decision fast, sometimes instantly.** If you are approved, we might even be able to deposit funds in your account as soon as the next business day.*
A line of credit is a more flexible borrowing option than a traditional loan. If you are approved, you are given a credit limit. At any time, you can borrow up to that limit, paying a transaction fee on the amount you borrow. While you have an outstanding balance, you’ll be charged a daily rate on your balance. As you pay off your balance, you can borrow up to your limit again without reapplying. See our Rates & Terms page for more details on fees, interest and repayment.
A personal line of credit is a serious financial responsibility and should not be used as a long-term solution to persistent financial hardship. If you can borrow money from a relative or friend, that might be a better option.
If you decide a line of credit is the right solution for your immediate needs, CashNetUSA makes it easy to apply online. Submit some basic information like your address and employer, and we’ll quickly get you a lending decision! Before you apply, check to see if you meet our requirements:
You must be 18 or older1
You must have been employed for at least one month
You must have an active checking account
You must be a U.S. citizen or permanent resident
Millions of Americans have selected CashNetUSA as their lender of choice. Check out what our customers are saying on our Review page.
To learn more about online personal loans and lines of credit, visit our FAQs page. If you require further assistance or have a more specific question, we’re available to help! You can contact us via phone, email or live chat.