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CashNetUSA’s Utah Line of Credit

If you’re facing a sudden expense, a CashNetUSA line of credit might be able to get you the financial help you need. A line of credit can get you funds while giving you flexibility and control over repayments. Plus, you can request funds as you need them, up to a predetermined limit.

From Salt Lake City to Park City, CashNetUSA can help you get the cash you need.

How Does a CashNetUSA Line of Credit Work?

Compared to personal loans, a line of credit gives you more flexibility in borrowing and repaying. If you are approved, you’ll be given a credit limit. You can request draws at any time up to that limit, repaying the balance over time. As you repay, your credit becomes available again, allowing you to draw again, up to your available limit. You can make regular payments over time or pay off your balance all at once.

Whenever you have an outstanding balance, you’ll be charged a daily interest rate on that balance. CashNetUSA uses ACH (Automated Clearing House) to electronically process payments directly from your checking account.

Review the detailed information on our Rates & Terms page for more information on interest, fees and repayment.

Line of Credit as an Alternative to a Payday Loan

When Utes are in need of cash to cover emergency expenses, they may first think of taking out a payday loan. While this may be a decent option for some people, a CashNetUSA line of credit can cover the same type of financial shortfalls a payday loan can. The main difference is that as you repay your line of credit, the funds become available for use again. Should you find yourself in need of funds again, there’s no need to reapply. You can just draw again from your line of credit.

How Do I Apply for a Utah Line of Credit From CashNetUSA?

CashNetUSA makes it quick and easy to apply for a line of credit. First, you must meet our minimum requirements:

You must be 18 or older

You must have a verifiable, steady source of income

You must have an active checking account

You must be a U.S. citizen or permanent resident

Our online application is available from anywhere with an internet connection and can usually be completed in minutes. After you apply, we will evaluate your application and get back to you with an instant eligibility decision.* If you’ve applied early and are approved, your money can be in your account as soon as the same business day.

We’ve Got the Whole State Covered

No need to drive to a brick-and-mortar location to get the financial help you need — CashNetUSA is available anywhere you have an internet connection.

Salt Lake City

Salt Lake City is known as “The Crossroads of the West.” When its residents are at a financial crossroads, they can turn to CashNetUSA!


The city of Ogden’s motto is “Still Untamed.” If you need to tame your ongoing financial needs, a CashNetUSA line of credit can help.

West Jordan

With more than 100,000 residents in West Jordan, some of them are sure to need relief for ongoing expenses. They need look no further than CashNetUSA.

About CashNetUSA

CashNetUSA is dedicated to helping individuals get the funds they need, fast. To learn more about our online lending and lines of credit, visit our FAQs page.

For any further questions about your line of credit or the application process, feel free to contact us via phone, email or live chat. We’re here to help seven days a week!