Apply online in minutes without affecting your traditional credit score§
Receive an immediate decision**
Get money the next business day*
CashNetUSA, a Credit Access Business (CAB) in Texas, facilitates online loans for customers in Texas. It’s quick and easy to apply, and, if approved, we can often deposit funds as soon as the next business day.* It doesn’t matter if you live in Dallas, El Paso or Houston — CashNetUSA is based online, so we’re always ready to help you get the cash you need to move forward!
Emergency situations require fast action. Our application is never unavailable. You can apply from any web browser or mobile device, anytime or anywhere, and we can give you a quick decision — often instantly.**
Before deciding on a personal loan, you should also consider alternative funding solutions. Perhaps a relative or a friend can lend you money. Personal loans are a serious financial commitment and other solutions are sometimes a better choice.
In Texas, we facilitate CAB payday loans of up to $1,800 or 35% of gross monthly income, whichever is less, depending on qualifying factors.
If you decide that a CAB loan is right for you, you can learn more on our Rates & Terms page.
Tired of waiting around in rush hour traffic? Studies show that traffic congestion is increasing — so much so that Houston is now ranked as the 12th worst city for traffic in the nation.
With CashNetUSA, you don’t have to worry about sitting in Houston traffic to get the cash you need. You can apply for a loan from the comfort of your own home and we’ll get you the funds need, fast
To start your application, just provide us with some basic information like your address and bank account number. We use this information to check your identity and financial history. And because of our alternative credit check process, we can sometimes offer loans to individuals with less-than-perfect credit.†