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Texas CAB Loans: To Get or Not to Get

Although it’s known as the “Lone Star State,” Texas is anything but lonely. As the second-largest U.S. state by both area and population, Texas is home to cowboys, horses and well, more cowboys. Regardless of who inhabits this large state, they all share a common annoyance: emergency expenses. Whether it’s upcoming bills, an unexpected car repair or an emergency medical cost, the fact remains the same—emergency expenses can throw our lives completely off track. So where should you turn to when things begin to spiral out of control?

CashNetUSA, that’s where! We understand how stressful things can get when you start falling behind on payments. Nobody likes to pay late fees and nobody likes to have their electricity turned off (we think). By applying for a Texas CAB loan, you can get money deposited into your bank account by the next business day* to help you eliminate those pesky expenses! There are no hidden strings attached—we give you your money and you pay us back upon your next CAB. It’s as easy as 1-2-3.

New Customers: Use Promo Code CASHNET50 on Your First Loan

Save 50% on the initial loan fee of your first payday loan or receive a 50% rebate on the interest or fees of the first two payments of your first installment or installment-payday loan, respectively. Promo code not valid for the CashNetUSA line of credit product.+++

So let’s review. A CashNetUSA CAB loan from Texas is:

  1. Quick — You’ll have money in your account faster than you can say CashNetUSA. Well, maybe not that fast, but we offer free next business day funding!*
  2. Safe — With VeriSign Secured™ and McAfee SECURE™ protecting your information at all times, you won’t have to worry about someone breaching into your account information while applying.
  3. Smart — A CashNetUSA CAB loan in Texas is one of the smartest financial decisions you can make when in a financial bind. But don’t take our word for it—just ask one of our over 1 million satisfied customers.

I’m Unemployed. Do I Still Qualify for CAB Loans in Texas?

Short answer, no. Long answer—CashNetUSA requires that you must be employed for at least 1 month before you can become eligible for a Texas CAB loan. With a job, you not only set yourself up for bigger and better things, but your quality of life improves as well. Here are some financial statistics that you should consider when job hunting:

  1. Over 17.1% percent of Texans were below the poverty level in 2009.
  2. The median household income in 2009 was $48,286.
  3. It took a worker (16+) an average of 24.7 minutes to get to work between 2005 and 2009.

I want to know more!


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CAB Loans in Texas with CashNetUSA Get to Know the State of Texas Better

With how big of a state the “Lone Star State” is, we know the amount of information about it is a bit overwhelming. Luckily for you, we’ve compiled a list of the most interesting facts that every person, cowboy or horse, should know about Texas:

Fun facts about Texas
  • You cannot carry wire cutters in your pocket.
  • In the city of Galveston, you may be fined up to $500 if you get tired while walking and sit on the sidewalk.
  • Texas has created a program that attempts to control the weather.
  • If you want to read the Encyclopedia Britannica in Texas, you’re out of luck—it is banned.
  • Criminals must give their victims a 24 hours notice and tell them what crime they will be committing.

*CashNetUSA and third-party lender funds are generally deposited via ACH for delivery next business day if approved by 9pm CT Mon. – Thu. or by 7pm CT Sun.

CA residents: CashNetUSA California Finance Lenders License file no. 603 H010, DE residents: Licensed by Delaware State Bank Commissioner License #9546 Exp. 12/31/2014, OH residents: Ohio Credit Services Organization Certificate of Registration no. CS.900076.000.

**Not all loan applications or extension requests are approved. Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by CashNetUSA or third-party lenders.

***Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria.

†CashNetUSA or third-party lender does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Clarity. If you have defaulted on past transactions, you may be declined for a cash advance from CashNetUSA.

‡Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.

++Please see Rates and Terms to check the availability of online loans and extensions in your state. CashNetUSA is not a lender in all states. In some states, CashNetUSA will (i) act as a Credit Service Organization to arrange a loan between you and a third-party lender, or (ii) in Texas, act as a Credit Access Business between you and a third-party lender.

+++If you are a Payday, CSO, or CAB customer, discount will be applied to the initial loan fee, CSO fee, or CAB fee, respectively. If you are an Installment or Installment-Payday customer, the rebate shall be calculated by multiplying the percent discount by the first two scheduled installment payments of your loan. However, the rebate shall not exceed the actual amount of accrued interest paid on the Installment loan or fees paid on the Installment-Payday loan. Rebate shall be paid via bank account ACH credit upon full repayment of the loan, and is contingent upon a minimum of two installment payments made. Discount not valid for the CashNetUSA line of credit product. Promotions are not available in all states. Please see your state's Rates and Terms for additional details. Unless otherwise specified, promo codes must be entered at the time of application, can be used only once, and may not be combined with any other offers or Preferred Member benefits.

1Must be 21 years of age for Mississippi residence and 19 years of age for Alabama and Delaware residence.

Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.