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Tennessee Payday Loans

Having played an integral role in the development of rock and roll music, Tennessee is where influential musicians such as Elvis Presley, Johnny Cash and Roy Orbison first began their recording careers! And while the sounds coming out of our state are always nice to listen to, paying for emergency expenses isn’t so nice. From overdue bills to unexpected car repairs, it seems like our wallets are getting thinner by the day! But just as we’re about to be engulfed by a financial “Ring of Fire,” CashNetUSA comes to the rescue with their loans in Tennessee!

Loans in Nashville, TN, are easy to apply for, thanks to CashNetUSA. With their simple 5-minute online application, you can be instantly approved** and have your money deposited directly into your checking account by the next business day!* Even if you have less-than-perfect credit,† you can still qualify for a loan!

New Customers: Use Promo Code CASHNET50 on Your First Loan

Save 50% on the initial loan fee of your first payday loan or receive a 50% rebate on the interest or fees of the first two payments of your first installment or installment-payday loan, respectively. Promo code not valid for the CashNetUSA line of credit product.+++

Here’s how the Tennessee loan process works:

  1. You apply online in two easy steps. It should take you less than five minutes!
  2. CashNetUSA will review your application. If everything looks good, it will be instantly approved!**
  3. Your money will be deposited directly into your checking account by the next business day!*
  4. On your next payday, you will repay your loan.

It doesn’t get any easier than that!

Unemployed in Tennessee?

We know living in Tennessee can get tough at times. With the current state of the economy, finding a job is easier said than done. Unfortunately, getting a Tennessee loan might be even harder if you’re unemployed. To be eligible for a CashNetUSA loan, you must be employed — it’s as simple as that. If you’re having a hard time finding a job, hang in there and consider these statistics:

  • In 2009, over 17% of people living in Tennessee were below the poverty level. 17.2%, to be exact.
  • The median household income in Tennessee was $41,715 in 2009.
  • Between 2005 and 2009, it took a worker aged 16+ an average of 23.7 minutes to get to work.

I want to know more!


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Payday Loans in Tennessee with CashNetUSA Get to Know Our State Better

So the eastern part of our state is ruled by the Appalachian Mountains and the Mississippi River dominates the state’s western border. But the middle is where all of Tennessee’s fun facts reside!

Fun facts about Tennessee
  • If you share your Netflix or any other entertainment subscription password with someone, you are considered a criminal.
  • You may not use a lasso to fish.
  • If you hold a public office position, you may not participate in a duel.
  • You cannot "dare" a child to purchase a beer.
  • Importing a skunk into Tennessee is considered a Class C misdemeanor.

*CashNetUSA and third-party lender funds are generally deposited via ACH for delivery next business day if approved by 9pm CT Mon. – Thu. or by 7pm CT Sun.

CA residents: CashNetUSA California Finance Lenders License file no. 603 H010, DE residents: Licensed by Delaware State Bank Commissioner License #9546 Exp. 12/31/2014, OH residents: Ohio Credit Services Organization Certificate of Registration no. CS.900076.000.

**Not all loan applications or extension requests are approved. Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by CashNetUSA or third-party lenders.

***Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria.

†CashNetUSA or third-party lender does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Clarity. If you have defaulted on past transactions, you may be declined for a cash advance from CashNetUSA.

‡Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.

++Please see Rates and Terms to check the availability of online loans and extensions in your state. CashNetUSA is not a lender in all states. In some states, CashNetUSA will (i) act as a Credit Service Organization to arrange a loan between you and a third-party lender, or (ii) in Texas, act as a Credit Access Business between you and a third-party lender.

+++If you are a Payday, CSO, or CAB customer, discount will be applied to the initial loan fee, CSO fee, or CAB fee, respectively. If you are an Installment or Installment-Payday customer, the rebate shall be calculated by multiplying the percent discount by the first two scheduled installment payments of your loan. However, the rebate shall not exceed the actual amount of accrued interest paid on the Installment loan or fees paid on the Installment-Payday loan. Rebate shall be paid via bank account ACH credit upon full repayment of the loan, and is contingent upon a minimum of two installment payments made. Discount not valid for the CashNetUSA line of credit product. Promotions are not available in all states. Please see your state's Rates and Terms for additional details. Unless otherwise specified, promo codes must be entered at the time of application, can be used only once, and may not be combined with any other offers or Preferred Member benefits.

1Must be 21 years of age for Mississippi residence and 19 years of age for Alabama and Delaware residence.

Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.