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CashNetUSA’s Tennessee Flex Loan

If you’re facing a surprise expense but don’t have the funds to cover the cost, you might want to consider a Flex Loan. A CashNetUSA Flex Loan offers you funds with more flexibility than many other personal loans. You can borrow money as often as you need to, up to a predetermined limit (ranging from $100 – $500 for new customers* depending on application information), and repay over time or all at once.

Whether you live in Nashville or Chattanooga or anywhere else in The Volunteer State, CashNetUSA can help you get the cash you need.

What Is a Flex Loan?

A Flex Loan affords you more flexibility when it comes to borrowing and repaying. If you are approved, you’ll be given a credit limit. You can request a draw at any time up to that limit, repaying the balance over time. As you pay off your balance, you can borrow up to your limit again without having to reapply for a new Flex Loan.

Look over our Rates & Terms page for more detailed information on interest, fees and repayment.

Flex Loan as an Alternative to a Payday Loan

When emergency expenses arise, many people think of using a payday loan to address their issues. Our Flex Loan can be used in a similar capacity. As an alternative to a payday loan, our Flex Loan can get you the money you need (up to your available credit) without needing to reapply every time you experience a financial shortfall.

How Do I Apply for a Flex Loan in Tennessee?

If you think a CashNetUSA Flex Loan is right for you, you can easily apply online. You’ll need to submit some basic information, like your checking account and your employer. Be sure to check that you meet the following requirements before applying:

You must be 18 or older

You must have a verifiable, steady source of income

You must have an active checking account

You must be a U.S. citizen or permanent resident

Meet the requirements and ready to apply?

We’ve Got the Whole State Covered

From the Mississippi River to the Great Smoky Mountains, CashNetUSA covers Tennessee residents anywhere with an internet connection.


Residents of the Music City know a thing or two about high notes and low notes. When those low notes are caused by a need for bank notes, Nashville can turn to CashNetUSA.


While “low and slow” may be great in regard to Memphis’s world-famous barbecue, it is not great for paychecks. When Memphians need fast funding, CashNetUSA can help.


When residents of Antioch and Davidson County need funds to bridge the gap between paydays, CashNetUSA is always just a few clicks away!


Knoxville is known as the Gateway to the Great Smoky Mountains. When its residents find their finances in a valley, they can come to CashNetUSA and apply for a Flex Loan.

More About CashNetUSA

CashNetUSA is an online lender dedicated to helping individuals get the funds they need. If you have questions about your account or your loan, you can visit our FAQs page or contact us. We’re available via phone, email or live chat seven days a week to answer any questions you may have.