Sometimes called “The Birthplace of Rock ‘n Roll,” Tennessee is where influential musicians such as Elvis Presley, Johnny Cash and Roy Orbison first began their recording careers! And while the sounds coming out of Tennessee are always nice to listen to, paying for emergency expenses isn’t so nice. Luckily, CashNetUSA is now offering Flex Loans in Tennessee.
With CashNetUSA, loans for Tennessee residents are easy to apply for. With our simple 5-minute online application, you may receive an instant approval decision** and have your money deposited directly into your checking account by the next business day!* Even with less-than-perfect credit,† you may still qualify for a loan!†
In Tennessee, CashNetUSA offers a Flex Loan. A Flex Loan offers you more flexibility than an ordinary short-term online loan. If you’re approved for a Flex Loan, you’ll be awarded a credit limit. You’ll then be able to borrow money as often as you need to (with a minimum draw amount of $50), up to your available credit limit, without having to reapply.
Now let’s get into the specifics of how the Flex Loan process works from start to finish. It begins with CashNetUSA’s simple online application. You can access the application by clicking the “Apply Now” button. The application takes just 5 minutes to fill out, and usually requires no faxing or paperwork.***
Once you complete the application, you’ll receive an instant approval decision.** If you’ve been approved, you’ll be awarded a credit limit, and you’ll be able to choose how much money you’d like to borrow right away. You’ll typically receive that money by the next business day.*
Then, if you need to borrow again in the future, you can do so at any time, as long as you have available credit (subject to a minimum draw amount of $50). You can choose from several flexible repayment options, and as you repay the money you’ve borrowed, you’ll replenish your available credit.
So what are the charges associated with a Flex Loan? There are two charges: the customary fee and simple interest. Both are charged on the average daily principal balance of your account. That means the larger the amount you borrow, and the longer you borrow it for, the more you will pay in interest and fees. You are always free to pay early to reduce the amount of interest and fees you will owe. For more detailed information on interest and fees, please visit our Rates & Terms page.
Don’t forget — if you ever have questions about how our Flex Loans work, our customer support line is open seven days a week at 888.801.9075. You can also contact us by email or online chat from our Contact Us page.