Apply online in minutes without affecting your traditional credit score§
Receive an immediate decision**
Get money the next business day*
Whether you live in Portland, Eugene, Salem, Bend or elsewhere in Oregon, money can get tight, and it can be hard to find the funds you need for urgent expenses before your next paycheck. That’s why CashNetUSA offers Oregonians fast, straightforward online payday loans that can help bridge the financial gap between paychecks.
Our online application allows you to apply and, if approved, get your money, all from the comfort and privacy of your home. And our clear terms ensure that you always know what you’re getting before you sign.
CashNetUSA is a direct lender in Oregon. Based on Oregon law, we offer loans up to $300 or 25% of your monthly income, whichever is less.
Loans are due between 31 and 35 days after they are taken out, depending on when your next payday is. Interest rates vary slightly depending on how long your repayment period is. Head to our Rates & Terms page to learn more about how our Oregon payday loans work.
As one of the greenest cities in the U.S., Portland is perfect for cyclists. Whether you’re going to work or having a night out, you can ride your bicycle virtually anywhere. But what happens when your bike needs repairs and you don’t have the funds to cover it?
CashNetUSA can help you get cash fast so you can get your bike back into tiptop shape and resume biking all over Portland!
If you decide that you want to apply for a CashNetUSA payday loan, the first thing you should do is check that you meet the basic requirements:
You must be 18 or older1
You must have been employed for at least one month
You must have an active checking account
You must be a U.S. citizen or permanent resident
If you meet those requirements, you can head to our online application and begin filling it out.
On the application, you’ll start by giving us some basic information about yourself, including your name and address. After that, you’ll provide a few facts about your finances like your employer and bank account number.
We’ll use all of this information to check your financial history through national databases like Clarity. Based on your application and your history, we’ll come back with a lending decision. Most of the time, we’ll be able to tell you instantly whether you’re approved!**
If you receive final approval for your money, CashNetUSA always tries to get it to your bank account as soon as possible. Generally, we’re able to deposit your funds by the next business day,* making sure you get the money you need with the least amount of waiting.
In addition to our Rates & Terms page, we’ve put together a FAQs page that answers many of the most common questions we get about our payday loans and cash advances. Our customer support team is also available seven days a week to answer any other questions you might have, or to help you with your application or loan. Head to our Contact page for information on how to get in touch via phone, email and online chat.