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North Dakota Payday Loans

Created from the northern portion of the Dakota Territory, North Dakota was admitted to the Union simultaneously with South Dakota. Although we’re similar in size when it comes to length and width, North Dakota is drastically less populated, actually being the third least populous state in the US of A. But while South Dakota may have more people living in it, us North Dakotans have something else to brag about: being the backdrop of the 1996 dark-comedy classic, Fargo.

Unfortunately, we do share one common trend with our brother underneath — emergency expenses. They’re expensive and annoying, but thanks to CashNetUSA North Dakota payday loans, also manageable.

New Customers: Use Promo Code CASHNET50 on Your First Loan

Save 50% on the initial loan fee of your first payday loan or receive a 50% rebate on the interest or fees of the first two payments of your first installment or installment-payday loan, respectively. Promo code not valid for the CashNetUSA line of credit product.+++

How Do North Dakota Payday Loans Work?

CashNetUSA has made its process so easy that the entire application can be completed in minutes. All you have to do is:

  1. Apply online in minutes
  2. Receive instant approval,**even with less-than-perfect credit
  3. Get cash by the next business day* at no extra cost

Did we mention that CashNetUSA has already served over 1 million satisfied customers? If you have any questions, CashNetUSA offers 24/7 customer service via phone, email or live chat!

What Do I Need to Apply for a Payday Loan in North Dakota?

CashNetUSA’s requirements are simple. All you need is an active bank account, be a U.S. citizen or permanent resident, be at least 18 years old and have been employed for at least one month. If you’re currently looking for a job, here are some tips that could help you land the perfect one:

  • Stay aggressive. Be sure to follow-up with employers and ask questions. By showing interest in a position, you’re telling the employer that you’ve committed to doing everything it takes to land the job.
  • Ask someone to review your resume. Getting a second opinion on your resume could mean the difference between an average resume and a great one.
  • LinkedIn. Have you completely filled out your LinkedIn profile? With over 150 million users, LinkedIn is a great way to network and build your professional network.

North Dakota Fee Schedule


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Payday Loans in North Dakota with CashNetUSA Get to Know Our State Better

Since you’ve probably already watched Fargo about 10 times (who hasn’t?), here are some other fun facts about our state that differentiate us from the Southern duckling:

Fun facts about North Dakota
  • North Dakota is the leading producer of sunflowers in the United States.
  • North Dakota is the only state in the country to never have experienced an earthquake.
  • It is against the law to serve beer and pretzels at the same time in any bar or restaurant.

*CashNetUSA and third-party lender funds are generally deposited via ACH for delivery next business day if approved by 9pm CT Mon. – Thu. or by 7pm CT Sun.

CA residents: CashNetUSA California Finance Lenders License file no. 603 H010, DE residents: Licensed by Delaware State Bank Commissioner License #9546 Exp. 12/31/2014, OH residents: Ohio Credit Services Organization Certificate of Registration no. CS.900076.000.

**Not all loan applications or extension requests are approved. Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by CashNetUSA or third-party lenders.

***Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria.

†CashNetUSA or third-party lender does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Clarity. If you have defaulted on past transactions, you may be declined for a cash advance from CashNetUSA.

‡Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.

++Please see Rates and Terms to check the availability of online loans and extensions in your state. CashNetUSA is not a lender in all states. In some states, CashNetUSA will (i) act as a Credit Service Organization to arrange a loan between you and a third-party lender, or (ii) in Texas, act as a Credit Access Business between you and a third-party lender.

+++If you are a Payday, CSO, or CAB customer, discount will be applied to the initial loan fee, CSO fee, or CAB fee, respectively. If you are an Installment or Installment-Payday customer, the rebate shall be calculated by multiplying the percent discount by the first two scheduled installment payments of your loan. However, the rebate shall not exceed the actual amount of accrued interest paid on the Installment loan or fees paid on the Installment-Payday loan. Rebate shall be paid via bank account ACH credit upon full repayment of the loan, and is contingent upon a minimum of two installment payments made. Discount not valid for the CashNetUSA line of credit product. Promotions are not available in all states. Please see your state's Rates and Terms for additional details. Unless otherwise specified, promo codes must be entered at the time of application, can be used only once, and may not be combined with any other offers or Preferred Member benefits.

1Must be 21 years of age for Mississippi residence and 19 years of age for Alabama and Delaware residence.

Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.