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Mississippi Payday Loan

As easy as it is to say, our state’s name remains one of the most difficult words to spell. How many S’s are there again? Are there two P’s or just one? When faced with the task of spelling Mississippi, many people revert to their childhood and that unforgettable children’s rhyme: M-I crooked letter, crooked letter, I, crooked letter, crooked letter, I, humpback, humpback, I. Even then, people still have a hard time deciphering which letter goes where. Two words that are getting easier to spell by the day, however, are “emergency” and “expenses.” With how many we encounter on a constant basis, those two terms have become an unwelcome addition to our everyday lives.

Fortunately, CashNetUSA has been there to help keep our lives on track with convenient Mississippi payday loans. As one of the largest online financial lenders, CashNetUSA understands that emergency expenses can happen at any time. You find an unpaid bill hidden underneath the couch or you get a flat tire running over a rusty nail — we’ve all been there and done that! CashNetUSA also understands that paying for these emergency expenses can be one of the most frustrating and stressful periods of your life. That’s why they offer payday loans in Mississippi — to help you get past these times, regardless of whether you live in Jackson or Benoit.

New Customers: Use Promo Code CASHNET50 on Your First Loan

Save 50% on the initial loan fee of your first payday loan or receive a 50% rebate on the interest or fees of the first two payments of your first installment or installment-payday loan, respectively. Promo code not valid for the CashNetUSA line of credit product.+++

A Mississippi payday loan is made up of three distinct characteristics:

  • Speed: Upon instant approval,** you’ll receive your money by the next business day!*
  • Convenience: The entire process is done online. You’ll never have to leave your home!
  • Security: Accredited by the Better Business Bureau and VeriSign Secured™ and McAfee SECURE™ technology, your information stays private.

My Boss Just Fired Me. Am I Still Eligible for a Payday Loan Mississippi?

We’ve got bad news — without a job, you are not eligible for a CashNetUSA loan. In addition to being employed for at least one month, you must also have an active bank account, be a U.S. citizen or permanent resident and at least 18 years old. But instead of worrying about your loan eligibility, focus on finding a job that takes advantage of your skills and keep in mind these staggering statistics:

  • In 2009, almost 22% of Mississippi residents were below the poverty level! That was one of the highest in the country.
  • That same year, the median household income in Mississippi was only $36,764.
  • From 2005 – 2009, it took a worker aged 16+ an average of 23.8 minutes to get to work in Mississippi.

I want to know more!

Back to Payday Loan States

Payday Loans in Mississippi with CashNetUSA Get to Know Our State Better

Here in Mississippi, we’re not known as the “Hospitality State” for nothing! So sit back, grab some catfish and let us entertain you with some fun facts about our state!

Fun facts about Mississippi
  • You may perform a citizen’s arrest on someone disturbing a church service.
  • Watch your mouth! You may be fined up to $100 for cursing in public.
  • Bribing an athlete to “rig” a game is illegal, except if you’re a wrestler. Wait, you mean the WWE isn’t real?!

*CashNetUSA and third-party lender funds are generally deposited via ACH for delivery next business day if approved by 9pm CT Mon. – Thu. or by 7pm CT Sun.

CA residents: CashNetUSA California Finance Lenders License file no. 603 H010, DE residents: Licensed by Delaware State Bank Commissioner License #9546 Exp. 12/31/2014, OH residents: Ohio Credit Services Organization Certificate of Registration no. CS.900076.000.

**Not all loan applications or extension requests are approved. Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by CashNetUSA or third-party lenders.

***Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria.

†CashNetUSA or third-party lender does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Clarity. If you have defaulted on past transactions, you may be declined for a cash advance from CashNetUSA.

‡Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.

++Please see Rates and Terms to check the availability of online loans and extensions in your state. CashNetUSA is not a lender in all states. In some states, CashNetUSA will (i) act as a Credit Service Organization to arrange a loan between you and a third-party lender, or (ii) in Texas, act as a Credit Access Business between you and a third-party lender.

+++If you are a Payday, CSO, or CAB customer, discount will be applied to the initial loan fee, CSO fee, or CAB fee, respectively. If you are an Installment or Installment-Payday customer, the rebate shall be calculated by multiplying the percent discount by the first two scheduled installment payments of your loan. However, the rebate shall not exceed the actual amount of accrued interest paid on the Installment loan or fees paid on the Installment-Payday loan. Rebate shall be paid via bank account ACH credit upon full repayment of the loan, and is contingent upon a minimum of two installment payments made. Discount not valid for the CashNetUSA line of credit product. Promotions are not available in all states. Please see your state's Rates and Terms for additional details. Unless otherwise specified, promo codes must be entered at the time of application, can be used only once, and may not be combined with any other offers or Preferred Member benefits.

1Must be 21 years of age for Mississippi residence and 19 years of age for Alabama and Delaware residence.

Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.