Apply online in minutes without affecting your traditional credit score§
Receive an immediate decision**
Get money the next business day*
Emergencies don’t wait around for your next payday. If you need quick cash for an unexpected expense and your next paycheck is weeks away, an online payday loan from CashNetUSA might be able to help. We’re based online, so it doesn’t matter if you live in Duluth or Minneapolis — we’re always available to process your application. If you’re approved a loan, we can often deposit funds as quickly as the next business day!*
Our application can be completed entirely online, anytime, anywhere. You can even apply from a mobile device!
In Minnesota, we can offer loans of up to $350, depending on qualifying factors. If approved, your loan will be due on your next paycheck that falls between 8 and 30 days away. You can review fee and repayment details on our Rates & Terms page.
Like any loan, a payday loan is a serious commitment. If there is another option available, like borrowing money from a relative, that might be a better choice. A payday loan is designed for immediate, unexpected expenses; it is not a solution to a persistent financial problem.
If you decide to apply for a payday loan, CashNetUSA makes it quick and easy. Fill out our online forms with information like your address and bank account number, and we can get you a decision fast. In some cases, we can provide an instant approval decision!** Read on to see if you meet our basic requirements.
You must be 18 or older1
You must have been employed for at least one month
You must have an active checking account
You must be a U.S. citizen or permanent resident
CashNetUSA has helped millions of Americans make ends meet when they are stuck with unexpected expenses in between paydays. You can learn more on our About Us page.