Apply online in minutes without affecting your traditional credit score§
Receive an immediate decision**
Get money the next business day*
If an unexpected expense has strained your finances, an online payday loan might be the solution you need to keep you going until your next paycheck. From Ann Arbor to Grand Rapids, CashNetUSA makes it quick and easy for Michiganders to apply and get the cash they need to move forward. Depending on your application, you could get an instant lending decision** and funds deposited in your account as soon as the next business day.*
CashNetUSA is based online, and our application process is paperless and can be completed online anytime.
In Michigan, we offer payday loans of up to $600, and loans are usually due on your next payday, between 8 and 25 days from the date you take out the loan. You can find more information on our Rates & Terms page.
Before you decide to apply, you should explore other solutions to help with your unexpected expenses. A family member or friend might be able to help you out, for instance. A payday loan is a serious responsibility and should not be used to address persistent, long-term financial problems.
If you decide a payday loan is the right solution for your immediate needs, CashNetUSA makes it easy to apply. There is no waiting in line and no need to worry about applying during business hours. Just give us some information like your name, address and employment, and we can quickly give you an approval decision — often instantly!**
Before you apply, just make sure that you meet our basic requirements:
You must be 18 or older1
You must have been employed for at least one month
You must have an active checking account
You must be a U.S. citizen or permanent resident
Millions of Americans have used CashNetUSA to Make Anyday Payday!®. If you want to learn more about CashNetUSA or our payday loans, our FAQs page has answers to many common questions. If you need additional assistance or have a specific question, you can always contact us by phone, email or live chat.