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CashNetUSA’s Kansas Line of Credit

If you’re facing financial hardship due to an unexpected expense, a personal line of credit might be the solution for you. A line of credit is a flexible borrowing option that allows you to request funds as you need them. CashNetUSA is based online, so our application is always available, and we serve the entire state of Kansas! Whether you live in Topeka or Wichita, we can help get you the cash you need.

How Does a CashNetUSA Line of Credit Work?

A line of credit gives you more flexibility in borrowing and repaying than traditional loans. If you are approved, you’ll be given a credit limit. You can draw funds at any time up to that limit, repaying the balance over time. You can make periodic payments or pay off your balance all at once to reduce interest charges. CashNetUSA uses ACH (Automated Clearing House) to electronically process payments directly from your checking account.

Review the detailed information on our Rates & Terms page for more information on interest, fees and repayment.

Line of Credit as an Alternative to a Payday Loan

When Kansans encounter emergency expenses, they may think of using a payday loan to cover their needs. A line of credit from CashNetUSA can be used to address similar situations. With credit limits ranging from $100 – $500 for new customers,* our line of credit can give you access to similar amounts of money as a payday loan. The biggest difference is that with a line of credit, there’s no need to reapply should you need funds again. You can just take another draw (if you have available credit).

How Do I Apply for a Kansas Line of Credit From CashNetUSA?

CashNetUSA makes it quick and easy to apply for a line of credit. First, you must meet our minimum requirements:

You must be 18 or older

You must have a verifiable, steady source of income

You must have an active checking account

You must be a U.S. citizen or permanent resident

If you meet the requirements and apply, we will evaluate your application and get back to you with an instant eligibility decision.* If you’ve applied early and are approved, your money can be in your account as soon as the same business day.

We’ve Got the Whole State Covered

There’s no need to drive to a brick-and-mortar location to get the help you need to cover ongoing expenses — CashNetUSA’s Kansas line of credit is available anywhere in the state that you have an internet connection.

Kansas City

Kansas City, Kansas, is known by some as “The Heart of America.” Similarly, CashNetUSA may be known to some Kansas City residents as “The Heart of Online Lines of Credit.”

Overland Park

With a population that’s been growing since the 1960s, Overland Park continues to welcome new residents. CashNetUSA is here with a line of credit for their unexpected expenses.


While Wichita is the birthplace of White Castle, Pizza Hut and actress/spokesmodel Kirstie Alley, CashNetUSA is one of the birthplaces of online lines of credit.

More About CashNetUSA

CashNetUSA is committed to helping hardworking individuals move past financial hardships. We are also committed to customer service and transparency. You can learn more about online lending and lines of credit on our FAQs page. If you need more information or have specific questions about your line of credit or the application process, contact us via phone, email or live chat.