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"I Need a Payday Loan Now," You Say?

Let’s face it — when a cash emergency occurs, you probably don’t have the luxury of waiting a week or two to see money in your bank account again. You may plead your case to the car mechanic or the doctor’s office, and yet you may receive no accommodations. You may even be stuck with a hefty late fee. A quick payday loan is one option that could help you take care of an emergency expense.

At CashNetUSA, we understand why you’re interested in a fast payday loan. Emergency expenses can occur at the worst of times, and it may be very important to you to have a reliable solution to turn to on short notice. While some lenders may claim to provide an instant payday loan or an immediate payday loan, there may be strings attached to those claims, such as safety and reliability issues and fees. Generally, if approved, we are able to send the money to your bank account by the next business day.*

New Customers: Use Promo Code CASHNET50 on Your First Loan

Save 50% on the initial loan fee of your first payday loan or receive a 50% rebate on the interest or fees of the first two payments of your first installment or installment-payday loan, respectively. Promo code not valid for the CashNetUSA line of credit product.+++

Choose a Next Business Day Payday Loan* With Confidence

Speed matters — it’s as simple as that. You may be searching for a “next day payday loan,” a “fast cash payday loan” or an “overnight payday loan.” Thankfully, CashNetUSA can deliver money into your account by the next business day* so you can take care of an emergency expenses quickly, if approved. Is a bill for minor car repairs due in a couple of days, or do you need a prescription from a doctor? A payday loan might be a solution for an emergency expense similar to these. Apply for a payday loan from CashNetUSA today from the comfort of your home and receive next business day funding* if approved!

CashNetUSA does not offer a “24 hour payday loan,” but generally*** we can offer funds by the next business day* if approved, while remaining committed to protecting your personal information at the same time. CashNetUSA has respect for its customers, and we believe that hardworking people deserve a convenient and reputable product!


Back to Everything You Need to Know About Payday Loans

*CashNetUSA and third-party lender funds are generally deposited via ACH for delivery next business day if approved by 9pm CT Mon. – Thu. or by 7pm CT Sun.

CA residents: CashNetUSA California Finance Lenders License file no. 603 H010, DE residents: Licensed by Delaware State Bank Commissioner License #9546 Exp. 12/31/2014, OH residents: Ohio Credit Services Organization Certificate of Registration no. CS.900076.000.

**Not all loan applications or extension requests are approved. Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by CashNetUSA or third-party lenders.

***Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria.

†CashNetUSA or third-party lender does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Clarity. If you have defaulted on past transactions, you may be declined for a cash advance from CashNetUSA.

‡Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.

++Please see Rates and Terms to check the availability of online loans and extensions in your state. CashNetUSA is not a lender in all states. In some states, CashNetUSA will (i) act as a Credit Service Organization to arrange a loan between you and a third-party lender, or (ii) in Texas, act as a Credit Access Business between you and a third-party lender.

+++If you are a Payday, CSO, or CAB customer, discount will be applied to the initial loan fee, CSO fee, or CAB fee, respectively. If you are an Installment or Installment-Payday customer, the rebate shall be calculated by multiplying the percent discount by the first two scheduled installment payments of your loan. However, the rebate shall not exceed the actual amount of accrued interest paid on the Installment loan or fees paid on the Installment-Payday loan. Rebate shall be paid via bank account ACH credit upon full repayment of the loan, and is contingent upon a minimum of two installment payments made. Discount not valid for the CashNetUSA line of credit product. Promotions are not available in all states. Please see your state's Rates and Terms for additional details. Unless otherwise specified, promo codes must be entered at the time of application, can be used only once, and may not be combined with any other offers or Preferred Member benefits.

1Must be 21 years of age for Mississippi residence and 19 years of age for Alabama and Delaware residence.

Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.