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Applying for Online Loans is Quick and Easy at CashNetUSA

Applying for a fast online loan from CashNetUSA is easy! In fact, it has never been easier to apply for a quick cash online loan when you need it the most. No matter what your financial emergency may be, it is likely that CashNetUSA can help you to get the cash that you need into your pocket fast. Our faxless online loan application*** takes just minutes to fill out and there is typically no extra paperwork. You won’t have to travel to our office to meet with us or even speak to a representative over the phone. Everything you need to apply is available online 24 hours a day, seven days a week. There is typically no faxing required for an online loan!

New Customers: Use Promo Code CASHNET50 on Your First Loan

Save 50% on the initial loan fee of your first payday loan or receive a 50% rebate on the interest or fees of the first two payments of your first installment or installment-payday loan, respectively. Promo code not valid for the CashNetUSA line of credit product.+++

Looking for an Easy Online Loan with Instant Approval?**

If you need an easy online loan and you need it fast, look no further than our instant decision online loan.** You can apply for a quick online loan in minutes from any computer with Internet access and get online loan instant approval.** Why wait while a local lender or bank takes days or even weeks to go through all of your information and approve you for a loan when you can get instant approval** with CashNetUSA. Unfortunately, approval of your direct online loan application is not guaranteed. Online loans from CashNetUSA are easy to apply for and less-than-perfect credit is OK,† but we are unable to accept every loan application because not everyone who applies will qualify. One of the common reasons that we are not able to accept a potential borrower’s application is that the applicant is not 18 or a legal citizen of the United States. But if you meet these two requirements, apply online today for cash in your pocket fast with CashNetUSA. Whether you need home repairs, a new front tire or cash for the supermarket before your next payday, CashNetUSA can help. Apply online today, get instant approval** and get cash in your pocket fast!


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*CashNetUSA and third-party lender funds are generally deposited via ACH for delivery next business day if approved by 9pm CT Mon. – Thu. or by 7pm CT Sun.

CA residents: CashNetUSA California Finance Lenders License file no. 603 H010, DE residents: Licensed by Delaware State Bank Commissioner License #9546 Exp. 12/31/2014, OH residents: Ohio Credit Services Organization Certificate of Registration no. CS.900076.000.

**Not all loan applications or extension requests are approved. Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by CashNetUSA or third-party lenders.

***Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria.

†CashNetUSA or third-party lender does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Clarity. If you have defaulted on past transactions, you may be declined for a cash advance from CashNetUSA.

‡Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.

++Please see Rates and Terms to check the availability of online loans and extensions in your state. CashNetUSA is not a lender in all states. In some states, CashNetUSA will (i) act as a Credit Service Organization to arrange a loan between you and a third-party lender, or (ii) in Texas, act as a Credit Access Business between you and a third-party lender.

+++If you are a Payday, CSO, or CAB customer, discount will be applied to the initial loan fee, CSO fee, or CAB fee, respectively. If you are an Installment or Installment-Payday customer, the rebate shall be calculated by multiplying the percent discount by the first two scheduled installment payments of your loan. However, the rebate shall not exceed the actual amount of accrued interest paid on the Installment loan or fees paid on the Installment-Payday loan. Rebate shall be paid via bank account ACH credit upon full repayment of the loan, and is contingent upon a minimum of two installment payments made. Discount not valid for the CashNetUSA line of credit product. Promotions are not available in all states. Please see your state's Rates and Terms for additional details. Unless otherwise specified, promo codes must be entered at the time of application, can be used only once, and may not be combined with any other offers or Preferred Member benefits.

1Must be 21 years of age for Mississippi residence and 19 years of age for Alabama and Delaware residence.

Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.