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Learn about Online Loans - Loans and Credit Online at CashNetUSA

If you are a first time borrower in need of money, you may have a few questions about loans and credit online before you get started with an application. A short-term online loan is a loan that a borrower takes out when they need extra cash because of an unexpected financial emergency. This can be anything from a medical expense to a large number of overdue bills to pay. These cash loans usually require no collateral and are given based on the borrower’s application information, among other factors. Often borrowers choose a personal online loan over a loan from their local bank or lender due to their ease of use. Other reasons that borrowers sometimes choose to go with an online lender like CashNetUSA is due to a less-than-perfect credit history or lack of available collateral. While a bank may reject you due to your less-than-perfect credit score, you may be able to apply for cash from CashNetUSA because perfect credit is not required!†

New Customers: Use Promo Code CASHNET50 on Your First Loan

Save 50% on the initial loan fee of your first payday loan or receive a 50% rebate on the interest or fees of the first two payments of your first installment or installment-payday loan, respectively. Promo code not valid for the CashNetUSA line of credit product.+++

How to Borrow Cash Loans from CashNetUSA

One of the most common products that borrowers use to get cash online with CashNetUSA is an online advance loan. This type of loan is a cash advance on your next paycheck, also known as a payday loan. CashNetUSA deposits cash into your personal bank account and the money is automatically repaid when your next payday comes along. If you think that you may be in need of advance cash to deal with a financial emergency that you are currently having before your next payday rolls around, CashNetUSA may be the solution that you have been waiting for. Stop waiting around and worrying! Whether you are dealing with a broken window, flat tire or you are facing serious overdraft or late fees; we may be able to help! Contact CashNetUSA today to help you get your immediate financial life back on track during an emergency. Get a loan online today!

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*CashNetUSA and third-party lender funds are generally deposited via ACH for delivery next business day if approved by 9pm CT Mon. – Thu. or by 7pm CT Sun.

CA residents: CashNetUSA California Finance Lenders License file no. 603 H010, DE residents: Licensed by Delaware State Bank Commissioner License #9546 Exp. 12/31/2014, OH residents: Ohio Credit Services Organization Certificate of Registration no. CS.900076.000.

**Not all loan applications or extension requests are approved. Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by CashNetUSA or third-party lenders.

***Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria.

†CashNetUSA or third-party lender does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Clarity. If you have defaulted on past transactions, you may be declined for a cash advance from CashNetUSA.

‡Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.

++Please see Rates and Terms to check the availability of online loans and extensions in your state. CashNetUSA is not a lender in all states. In some states, CashNetUSA will (i) act as a Credit Service Organization to arrange a loan between you and a third-party lender, or (ii) in Texas, act as a Credit Access Business between you and a third-party lender.

+++If you are a Payday, CSO, or CAB customer, discount will be applied to the initial loan fee, CSO fee, or CAB fee, respectively. If you are an Installment or Installment-Payday customer, the rebate shall be calculated by multiplying the percent discount by the first two scheduled installment payments of your loan. However, the rebate shall not exceed the actual amount of accrued interest paid on the Installment loan or fees paid on the Installment-Payday loan. Rebate shall be paid via bank account ACH credit upon full repayment of the loan, and is contingent upon a minimum of two installment payments made. Discount not valid for the CashNetUSA line of credit product. Promotions are not available in all states. Please see your state's Rates and Terms for additional details. Unless otherwise specified, promo codes must be entered at the time of application, can be used only once, and may not be combined with any other offers or Preferred Member benefits.

1Must be 21 years of age for Mississippi residence and 19 years of age for Alabama and Delaware residence.

Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.