Wisconsin Installment Loans

Due to the large volume of cheese production in our state (Wisconsin is actually the largest cheese producer in the country), we’re often referred to as “Cheeseheads.” In 2010, our cheese production rose to 2.6 billion pounds! Unfortunately, the amount of money we spent on emergency expenses last year rose as well. No matter how many times we tried, our delicious cheese curds just couldn’t patch the leaking roofs on our houses or the holes in our cars’ tires. But all jokes aside, we eventually found a great solution to our financial woes with the help of CashNetUSA!

Through CashNetUSA, we were able to get convenient personal loans to help us pay for a variety of emergency expenses. Who needs a payday loan when you can get an installment loan instead? Not only do you receive a higher principal amount, but you can also repay the loan in installments over four or five months! So what are you waiting for? If you’ve fallen behind on bills or need to pay for an unexpected car repair, turn to CashNetUSA to receive your personal loan by the next business day!*

Whether you’re on the verge of buying a car or have found yourself with unexpected medical bills, taking a loan is a perfectly common answer to securing one’s finances. The reasons for taking a loan can vary, and will effect the type of loan you might need, but in many cases an installment loan can be an excellent method to ensure financial peace of mind during an emergency.

An installment loan is a medium-term loan, offering a larger maximum amount than payday loans and allowing loan repayment over the course of months. Paying a loan back over time is useful because it provides the freedom of long-term planning, both in terms of knowing when a payment is due, and in factoring a set payment amount into your expenses. The process is easy to start, with an online application requiring basic info, including employment status and a valid bank account number. Once you’ve been approved, the loan is deposited directly into your bank account.

The maximum loan amount, number of payments and the loan interest rates can all vary depending on the state in which you reside. In Wisconsin, loans can be repaid in seven monthly payments, or 13 bi-monthly payments, and will never exceed a maximum amount of $2,250. If you decide to repay the loan in seven monthly payments, and take a loan of $500, the Annual Percentage Rate is 297.88%, leading to a Finance Charge of $520.72. This means that once the loan has been repaid in its entirety, you will have paid a total of $1,020.72. If the number of payments is bi-monthly, then the APR is 296.52%, with an FC of $514.58, and a total amount paid of $1,014.58 on the initial $500 loan.

These numbers are here to serve as an example, and it’s important to keep in mind that they will change depending on the amount being loaned. Nonetheless, installment loans are a great option for individuals who could use a boost, and provide the advantage of choosing a loan and repayment plan that conform to your unique income and expenses.

Emergencies happen when you can least afford them to. We now offer installment loans in Wisconsin that allow you to make payments over 7 months! Apply Now!

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Oh, and did we mention that there are several other repayment options to choose from:

  1. Installment payments: Pay back your loan principal, plus accrued interest, in a number of scheduled payments made over several months!
  2. Full payment: Pay back your loan in full at any time without any prepayment charges!
  3. Early/partial payment: Make an early or partial principal payment on your installment loan at any time with no prepayment charges!

Do You Offer WI Personal Loans to the Unemployed?

If you are currently unemployed in the “Badger State,” you are NOT eligible to receive a personal loan. You must meet the following requirements to prequalify: have an active checking account, have been employed for at least one month, be a U.S. citizen or permanent resident and be at least 18 years old. Want our advice? Focus on finding a job first and consider these facts when doing so:

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