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Due to the large volume of cheese production in our state (Wisconsin is actually the largest cheese producer in the country), we’re often referred to as “Cheeseheads.” In 2010, our cheese production rose to 2.6 billion pounds! Unfortunately, the amount of money we spent on emergency expenses last year rose as well. No matter how many times we tried, our delicious cheese curds just couldn’t patch the leaking roofs on our houses or the holes in our cars’ tires. But all jokes aside, we eventually found a great solution to our financial woes with the help of CashNetUSA!
Through CashNetUSA, we were able to get convenient personal loans to help us pay for a variety of emergency expenses. Who needs a payday loan when you can get an installment loan instead? Not only do you receive a higher principal amount, but you can also repay the loan in installments over four or five months! So what are you waiting for? If you’ve fallen behind on bills or need to pay for an unexpected car repair, turn to CashNetUSA to receive your personal loan by the next business day!*
Whether you’re on the verge of buying a car or have found yourself with unexpected medical bills, taking a loan is a perfectly common answer to securing one’s finances. The reasons for taking a loan can vary, and will effect the type of loan you might need, but in many cases an installment loan can be an excellent method to ensure financial peace of mind during an emergency.
An installment loan is a medium-term loan, offering a larger maximum amount than payday loans and allowing loan repayment over the course of months. Paying a loan back over time is useful because it provides the freedom of long-term planning, both in terms of knowing when a payment is due, and in factoring a set payment amount into your expenses. The process is easy to start, with an online application requiring basic info, including employment status and a valid bank account number. Once you’ve been approved, the loan is deposited directly into your bank account.
The maximum loan amount, number of payments and the loan interest rates can all vary depending on the state in which you reside. In Wisconsin, loans can be repaid in seven monthly payments, or 13 bi-monthly payments, and will never exceed a maximum amount of $2,250. If you decide to repay the loan in seven monthly payments, and take a loan of $500, the Annual Percentage Rate is 297.88%, leading to a Finance Charge of $520.72. This means that once the loan has been repaid in its entirety, you will have paid a total of $1,020.72. If the number of payments is bi-monthly, then the APR is 296.52%, with an FC of $514.58, and a total amount paid of $1,014.58 on the initial $500 loan.
These numbers are here to serve as an example, and it’s important to keep in mind that they will change depending on the amount being loaned. Nonetheless, installment loans are a great option for individuals who could use a boost, and provide the advantage of choosing a loan and repayment plan that conform to your unique income and expenses.
Emergencies happen when you can least afford them to. We now offer installment loans in Wisconsin that allow you to make payments over 7 months! Apply Now!
Get 15% rebate on your first two installment payments with promo code INSTL15+++
If you are currently unemployed in the “Badger State,” you are NOT eligible to receive a personal loan. You must meet the following requirements to prequalify: have an active checking account, have been employed for at least one month, be a U.S. citizen or permanent resident and be at least 18 years old. Want our advice? Focus on finding a job first and consider these facts when doing so:
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Wisconsin Dells draws thousands of tourists to our state annually, but let’s not kid ourselves — the real reason people travel north is to get a glimpse of what Wisconsin is really about:
*CashNetUSA and third-party lender funds are generally deposited via ACH for delivery next business day if approved by 9pm CT Mon. – Thu. or by 7pm CT Sun.
CA residents: CashNetUSA California Finance Lenders License file no. 603 H010, DE residents: Licensed by Delaware State Bank Commissioner License #9546 Exp. 12/31/2014, OH residents: Ohio Credit Services Organization Certificate of Registration no. CS.900076.000.
**Not all loan applications or extension requests are approved. Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by CashNetUSA or third-party lenders.
***Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria.
†CashNetUSA or third-party lender does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Clarity. If you have defaulted on past transactions, you may be declined for a cash advance from CashNetUSA.
‡Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.
++Please see Rates and Terms to check the availability of online loans and extensions in your state. CashNetUSA is not a lender in all states. In some states, CashNetUSA will (i) act as a Credit Service Organization to arrange a loan between you and a third-party lender, or (ii) in Texas, act as a Credit Access Business between you and a third-party lender.
+++If you are a Payday, CSO, or CAB customer, discount will be applied to the initial loan fee, CSO fee, or CAB fee, respectively. If you are an Installment or Installment-Payday customer, the rebate shall be calculated by multiplying the percent discount by the first two scheduled installment payments of your loan. However, the rebate shall not exceed the actual amount of accrued interest paid on the Installment loan or fees paid on the Installment-Payday loan. Rebate shall be paid via bank account ACH credit upon full repayment of the loan, and is contingent upon a minimum of two installment payments made. Discount not valid for the CashNetUSA line of credit product. Promotions are not available in all states. Please see your state's Rates and Terms for additional details. Unless otherwise specified, promo codes must be entered at the time of application, can be used only once, and may not be combined with any other offers or Preferred Member benefits.
1Must be 21 years of age for Mississippi residence and 19 years of age for Alabama and Delaware residence.
Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.