Apply online in minutes
Receive an immediate decision**
Get money the next business day*
If you need emergency funds and payday is still weeks away, you might need a way to get money quickly. Whether you live in Kansas City or St. Louis, an installment loan from CashNetUSA can get you the funds you need to keep you going.
Unlike payday loans, installment loans are designed to help with larger expenses and usually have more flexible repayment terms. Since we’re based online, you can submit your application anytime, anywhere. And if you’re approved, you could have your cash in your bank account as soon as the next business day.*
In Missouri, we offer loans between $300 and $2,600, depending on your application and other factors. Your loan will be repaid over a period of 6 – 18 months, and your payments will usually coincide with your payday. The repayment process is easy and automated — we use ACH (Automated Clearing House) to electronically debit payments from your checking account at predetermined times.
Our Rates & Terms page has detailed information regarding fees and repayment terms. You should review this closely before making a decision. You should also think about whether you can get the funds you need in another way. If friends or family might be able to help you out, this might be a better option.
CashNetUSA makes the application process as easy and stress-free as possible. You can apply from a web browser or mobile device — no waiting in line! If you meet our basic requirements, we can process your application:
You must be 18 or older1
You must have been employed for at least one month
You must have an active checking account
You must be a U.S. citizen or permanent resident
After you provide some information about yourself, your employer and your bank account, we’ll give you an instant lending decision.**
We value convenience and customer service, and millions of Americans have picked CashNetUSA as their lender of choice. In Missouri, we are a state-licensed direct lender.