Apply online in minutes
Receive an immediate eligibility decision**
Get cash the next business day if approved*
The quick answer to that question is, “it depends.” The amount you might qualify for depends on your individual circumstances and the laws of your state of residence. If you’re interested in learning how much you might be able to borrow, the first thing to do is check our Rates & Terms page. There, you’ll learn your state’s rules for how much you can borrow and for how long.
If you decide that you do want an online loan from CashNetUSA, the next step is to apply. All you have to do is give us some basic pieces of information like your name, address, income and employer. We’ll use this information to evaluate your application with our custom alternative credit check process. In many cases, we get back to you with an immediate approval decision.** And if you’re approved, you could have your money as soon as the next business day!*
Regardless of the amount you receive, CashNetUSA loans can be used for a wide variety of purposes. Generally, they are best used to take care of urgent and necessary short-term expenses. These might include car repairs, important bills or medical costs.
The important thing to keep in mind is that taking out a loan is a big financial responsibility. You should always consider whether there are alternative ways to raise the money — through family, for instance — and just how urgent the expenses are in the first place. If you could do without the funds until you’ve saved them up yourself, it might be a good idea to reconsider taking a loan.
Because of its relatively larger size, a $2000 or $1500 loan will tend to be an installment loan.‡ This means it’s repaid over a series of payment periods, with a piece of the original loan amount plus interest paid each period.
Of course, as discussed above, different states have different rules governing the types of loans allowed and the amounts that can be borrowed. It might happen that your state limits how much you can borrow from CashNetUSA and how long you have to pay it back. After evaluating your application, we might also decide to approve you for less than you would like, or offer you different repayment options than you were looking for. Regardless, consider whether you truly need to take out a loan to cover your expenses before you apply.
CashNetUSA is direct lender everywhere except Texas and Ohio, and we are dedicated to helping you through every step of your loan, from before you apply to after you have paid off your loan. Check out our FAQs page for more details on how our loans work.
If you have any further questions, don’t hesitate to contact our customer support. Our agents are ready to talk by email, phone and online chat.