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Before getting involved in any type of financial transaction, it is important to educate yourself about what you are committing to. When you need a fast cash loan in a hurry, you may feel like you don’t have time to do research about what type of loan it is, or which company offers the best loan for your situation. All you want to do is get the cash that you need in your pocket as quickly as possible. At CashNetUSA we understand that speed is one of the most important issues when it comes to online fast cash loans. That’s why we have done everything possible to make our loans quick and easy receive with an application available to you 24 hours a day, seven days a week.
One of the main reasons to use CashNetUSA is because it’s a trusted, legitimate company that follows the rules and regulations of the states where it does business. We use standard security technologies to protect your information and are always upfront about our fees. You can learn more by viewing our Rates & Terms.
Save 50% on the initial loan fee of your first payday loan or receive a 50% rebate on the interest or fees of the first two payments of your first installment or installment-payday loan, respectively. Promo code not valid for the CashNetUSA line of credit product.+++
The personal fast cash loan offered by CashNetUSA may be one of the quickest and easiest ways to get cash in an emergency. When you need cash fast to help deal with a personal financial emergency when your payday is still days or even weeks away, CashNetUSA may have a loan that will work for you. With our payday loans, you will be able to get fast cash until payday to cover a variety of emergency expenses. Then when your actual payday arrives you will be able to repay your loan quickly and simply by depositing your paycheck into the very same bank account where CashNetUSA deposited your loan. Apply online today or visit our resources page to learn more about applying for fast cash online today.
*CashNetUSA and third-party lender funds are generally deposited via ACH for delivery next business day if approved by 9pm CT Mon. – Thu. or by 7pm CT Sun.
CA residents: CashNetUSA California Finance Lenders License file no. 603 H010, DE residents: Licensed by Delaware State Bank Commissioner License #9546 Exp. 12/31/2014, OH residents: Ohio Credit Services Organization Certificate of Registration no. CS.900076.000.
**Not all loan applications or extension requests are approved. Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by CashNetUSA or third-party lenders.
***Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria.
†CashNetUSA or third-party lender does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Clarity. If you have defaulted on past transactions, you may be declined for a cash advance from CashNetUSA.
‡Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.
++Please see Rates and Terms to check the availability of online loans and extensions in your state. CashNetUSA is not a lender in all states. In some states, CashNetUSA will (i) act as a Credit Service Organization to arrange a loan between you and a third-party lender, or (ii) in Texas, act as a Credit Access Business between you and a third-party lender.
+++If you are a Payday, CSO, or CAB customer, discount will be applied to the initial loan fee, CSO fee, or CAB fee, respectively. If you are an Installment or Installment-Payday customer, the rebate shall be calculated by multiplying the percent discount by the first two scheduled installment payments of your loan. However, the rebate shall not exceed the actual amount of accrued interest paid on the Installment loan or fees paid on the Installment-Payday loan. Rebate shall be paid via bank account ACH credit upon full repayment of the loan, and is contingent upon a minimum of two installment payments made. Discount not valid for the CashNetUSA line of credit product. Promotions are not available in all states. Please see your state's Rates and Terms for additional details. Unless otherwise specified, promo codes must be entered at the time of application, can be used only once, and may not be combined with any other offers or Preferred Member benefits.
1Must be 21 years of age for Mississippi residence and 19 years of age for Alabama and Delaware residence.
Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.