Use the promo code CASHNET25 for savings on payday loans, installment loans and CAB installment loans, if approved.If approved, you’ll save 25% on your initial loan fee for payday loans or CSO/brokered loans; get a 25% rebate on your first two payments for installment loans; or get a 25% rebate on actual CAB fees paid for CAB installment loans!+++
Apply online in minutes without affecting your traditional credit score§
Receive an immediate decision**
Get money the next business day*
It can happen to the best of us: despite our best efforts at budgeting and saving, an unexpected expense comes along and threatens to wipe out all our hard work. A broken down car, leaky roof, pricey medical bill — no matter the cause, you can quickly find yourself with an urgent expense and no funds for repayment.
CashNetUSA works to help hardworking people get access to the cash they need to take care of unexpected emergency expenses. Our quick, transparent process lets you know exactly what you’re getting before you commit.
If you urgently need cash, you don’t have time to wait through a long application and funding process. CashNetUSA offers instant approval decisions,** meaning you’ll typically know right away whether you’ll get a loan. And if approved, you’ll usually receive your funds as soon as the next business day.*
Worried that your credit score will keep you from getting access to the emergency funds you need? At CashNetUSA, we don’t just look at traditional credit sources when making our decisions. Instead, we use a variety of alternative sources to get a broad picture of your financial situation, basing our decision on more than just a number. This means that we might be able to help you, even if you have less-than-perfect credit.†
When you’re applying for emergency funds, you want to know that you’re working with a lender you can trust. CashNetUSA is state-licensed, meaning we comply with all state and federal regulations. What sets CashNetUSA apart, however, is the fact that we are a direct lender everywhere but Texas and Ohio. That means that we approve, fund and service every one of our loans. Unlike some companies who act as middlemen, we don’t send you and your information to another lender.