Short-Term Loans from CashNetUSA

Short-Term Loans
from CashNetUSA

Use the promo code for savings on select products, if approved.

Quick Application

Apply online in minutes without affecting your traditional credit score§

Instant Decision

Receive an immediate decision**

Fast Funding

Get money the next business day*

CashNetUSA's Short-Term Loans

CashNetUSA offers a variety of loans and other credit products, each with different term lengths and repayment details. Some of these products are short-term loans, but we also offer longer-term installment loans and more flexible credit products.

Our traditional short-term loans are payday loans — also known as cash advances or paycheck advances. These are small loans that are generally repaid within 2 – 4 weeks. They are useful for emergency situations but are not designed to be a long-term financial solution.

Line of Credit — A More Flexible Option

In some states you may be able to apply for a personal line of credit. CashNetUSA’s line of credit is a credit product that offers more flexibility than traditional loans.

If approved for a line of credit, you will receive a credit limit, and you can request cash advances up to that limit. Every billing cycle you will have a minimum payment, but you may make extra payments or repay the amount outstanding in full at any time without any extra fees.

To check if you are eligible for a line of credit and learn more about the product, visit our Rates and Terms page.

Short-Term Loans vs. Installment Loans

When talking about loans, “short-term” is usually used in contrast to “installment.”

What this means is that short-term loans will generally be repaid all at once or over a small number of repayment periods.

An installment loan, on the other hand, will usually be repaid over months or years and is typically for a larger amount.

In some states, installment loans are the only product we offer. See our Rates and Terms Page for more details.

More About CashNetUSA’s Online Loans

We have a number of other pages with information on our online loans. Check out these pages to learn about: