Use the promo code CASHNET25 for savings on for savings on select products, if approved.
Apply online in minutes without affecting your traditional credit score§
Receive an immediate decision**
Get money the next business day*
We certainly think so!
With CashNetUSA’s easy online application, you can apply for a quick loan anywhere, anytime.
Rather than having to travel to a storefront and fill out a bunch of physical paperwork, you can complete your application from the comfort of your own home on your mobile device or computer.
In addition to being able to apply at home (or wherever you choose), here are some additional elements that make our application so simple:
Once you have a loan with CashNetUSA, we make it easy to manage your loan and to contact us with any questions.
Our simple account interface allows you to easily check your loan status, past and upcoming payments, due dates, and much more.
If you need help with anything, we offer three easy ways to contact our U.S.-based customer service team — telephone, live chat and email. Simply choose the one you are most comfortable with and get the help you need.
Repaying a CashNetUSA loan is a snap. Just give us ACH authorization and we will debit your checking account when your payments are due — no need to write out and mail checks (although the option to pay with personal check may be available for certain products).
The requirements to apply for a CashNetUSA loan are simple and few.
But first you should check our Rates & Terms page to make sure we offer products in your state of residence. If we do offer products in your state, you just have to meet the following basic requirements:
You must be 18 or older1
You must have been employed for at least one month
You must have an active checking account
You must be a U.S. citizen or permanent resident
If you meet each of these requirements, you can head over to our application and find out if you qualify!
We offer different products in each state, so you may be eligible for a line of credit, a payday loan of less than $500, or a longer term installment loan of $1,000 or more,‡ depending on where you live.
Regardless of what we offer in your state, you can be sure that you will receive transparent terms and great customer service. Also, we don’t claim to offer unrealistic products like “bad credit loans” or “instant loans.”
Above all, we are proud of our 10-plus years of experience helping hardworking Americans quickly get the funds they need.