Quick Application

Apply online in minutes

Instant Decision

Receive an immediate decision*

Same-Day Deposit Available

If approved before 10:30 a.m. CT Monday – Friday

Apply for a loan quickly and easily with CashNetUSA.

With CashNetUSA’s easy online loan application, you can apply for a quick loan anywhere, anytime. Rather than having to travel to a storefront lender and fill out a bunch of physical paperwork, you can complete your application from the comfort of your own home on your mobile device or computer. In addition to being able to apply at home (or wherever you choose), here are a few additional things that make our application so simple:

Online Application

We just need your name, address, employer, bank account number and a few other details, which we will use to pull the information that we need to make a decision!

Instant Decision*

You won’t have to sit around wondering whether you’ll be approved. In many cases, we give you an instant eligibility decision,* letting you get on with your day.

Fast Funding

If you apply and are approved before 10:30 a.m. CT Monday – Friday, you can get your funds deposited in your bank account as soon as the same business day!

Easy repayment and unmatched customer support.

We make repaying your loan a simple process. You can sign up for and authorize automatic payment withdrawals. We’ll then debit your payment amount(s) on your scheduled due date(s). There’s no need to write out and mail checks! However, there may be certain instances where you can pay by personal check if you’d prefer.

You can also manage your loan online. Our simple account interface allows you to easily check your loan status, past and upcoming payments, due dates, and much more.

If you need help with anything, you can contact our U.S.-based customer service team 7 days a week via phone, live chat and email.

Make sure you’re eligible to apply.

Check our Rates & Terms page to make sure we offer products in your state of residence.

If we do offer products in your state, you must meet the following basic requirements to be eligible:

18 or older (19 or older in AL, 21 or older in MS)

Verifiable, steady source of income

Active checking account

U.S. citizen or permanent resident

Learn more about CashNetUSA online loans.

We offer different products in each state, so you may be eligible for a line of credit, a payday loan or a longer-term installment loan, depending on where you live. Regardless of what we offer in your state, you can be sure that you will receive transparent terms and great customer service. We are proud of our 16+ years of experience helping hardworking Americans quickly get the funds they need.