Use the promo code CASHNET25 for savings on for savings on select products, if approved.
xIf approved, save 25% on your initial loan fee for payday loans, or on your CAB or CSO fee for CAB or CSO/brokered payday loans; get a 25% rebate on your first two scheduled payments for installment or installment-payday loans; or get a 25% rebate on actual CAB or CSO fees paid for CAB or CSO/brokered installment loans.+++
Apply online in minutes without affecting your traditional credit score§
Receive an immediate decision**
Get money the next business day*
Easy Loan Application — Cash the Next Business Day*
What Makes CashNetUSA Loans So Quick and Easy?
When you need funds, you don’t want to spend time on a lengthy and confusing application process. That’s why CashNetUSA’s application and approval process is quick and easy! What are the features that make our online application so simple?
It’s faxless. Unlike many other lenders — even ones that allow you to apply online — CashNetUSA’s loans are handled entirely over the Internet. That means you won’t have to fax or mail driver’s license photocopies, paystubs or anything else to complete your application. Everything takes place on your computer or mobile device (although we do offer faxing as an option if you prefer it)!
The application is short and simple. We just need your name, address, employer and bank account number, which we will use to pull the information that we need to make a decision on your application!***
Instant Decision.** Once you’ve given us the information we need, you won’t have to sit around wondering whether you’re eligible for a loan. In many cases, we give you an instant eligibility decision,** letting you get on with your day.
Cash by the next business day.* If you are approved, the last thing you’ll want to do is wait days for your cash to appear. With CashNetUSA, your funds may be deposited in your bank account by the next business day!*
What Are the Requirements for a CashNetUSA Loan?
Before you check whether you meet the requirements for a CashNetUSA loan, you should first make sure that we offer products in your state of residence. Check our Rates & Terms page to see what products are available to you, if any.
If we offer a product you’re interested in, you must meet the following requirements to successfully apply:
You must be 18 or older1
You must have been employed for at least one month
You must have an active checking account
You must be a U.S. citizen or permanent resident
If you meet each of these requirements, you can head over to our application and find out if you qualify today!**
What if I Have More Questions?
We’re dedicated to helping clear up any questions or concerns you might have. Our FAQ page has answers to our customers’ most common questions. If there’s anything else you’d like to know, contact us by phone, email or online chat. Our U.S.-based customer service is available seven days a week to answer your questions.