Easy Online Loans from CashNetUSA

Easy Online Loans from CashNetUSA

Use the promo code CASHNET25 for savings on for savings on select products, if approved.

xIf approved, save 25% on your initial loan fee for payday loans, or on your CAB or CSO fee for CAB or CSO/brokered payday loans; get a 25% rebate on your first two scheduled payments for installment or installment-payday loans; or get a 25% rebate on actual CAB or CSO fees paid for CAB or CSO/brokered installment loans.+++

Quick Application

Apply online in minutes

Instant Decision

Receive an immediate decision**

Fast Funding

Get money the next business day*

Is CashNetUSA’s Application Easier Than Storefront Lenders’?

We certainly think so!

With CashNetUSA’s easy online application, you can apply for a quick loan anywhere, anytime.

Rather than having to travel to a storefront and fill out a bunch of physical paperwork, you can complete your application from the comfort of your own home on your mobile device or computer.

What Makes CashNetUSA’s Personal Loans So Quick and Easy?

Application & Funding

In addition to being able to apply at home (or wherever you choose), here are some additional elements that make our application so simple:

  1. It’s faxless. Unlike many other lenders — even ones that allow you to apply online — CashNetUSA’s personal loans are handled entirely over the internet. That means you won’t have to fax or mail driver’s license photocopies, paystubs or anything else to complete your application. Everything takes place on your computer or mobile device (although we do offer faxing as an option if you prefer it).
  2. The application is short and simple. We just need your name, address, employer, bank account number and a few other details, which we will use to pull the information that we need to make a decision on your application!***
  3. Instant decision.** Once you’ve given us the information we need, you won’t have to sit around wondering whether you’ll be approved. In many cases, we give you an instant eligibility decision, letting you get on with your day.**
  4. Cash by the next business day.* If you’re approved, the last thing you’ll want to do is wait days for your cash to appear. With CashNetUSA, your funds are typically deposited in your bank account by the next business day!*


Once you have a loan with CashNetUSA, we make it easy to manage your loan and to contact us with any questions.

Our simple account interface allows you to easily check your loan status, past and upcoming payments, due dates, and much more.

If you need help with anything, we offer three easy ways to contact our U.S.-based customer service team — telephone, live chat and email. Simply choose the one you are most comfortable with and get the help you need.


Repaying a CashNetUSA loan is a snap. Just give us ACH authorization and we will debit your checking account when your payments are due — no need to write out and mail checks (although the option to pay with personal check may be available for certain products).

What Are the Requirements for a CashNetUSA Personal Loan?

The requirements to apply for a CashNetUSA loan are simple and few.

But first you should check our Rates & Terms page to make sure we offer products in your state of residence. If we do offer products in your state, you just have to meet the following basic requirements:

You must be 18 or older1

You must have been employed for at least one month

You must have an active checking account

You must be a U.S. citizen or permanent resident

If you meet each of these requirements, you can head over to our application and find out if you qualify!

More About CashNetUSA Online Loans

We offer different products in each state, so you may be eligible for a line of credit, a payday loan of less than $500, or a longer term installment loan of $1,000 or more, depending on where you live.

Regardless of what we offer in your state, you can be sure that you will receive transparent terms and great customer service. Also, we don’t claim to offer unrealistic products like “bad credit loans” or “instant loans.”

Above all, we are proud of our 10-plus years of experience helping hardworking Americans quickly get the funds they need.