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No Credit Check Online Loans at CashNetUSA

It’s true: Unexpected expenses pop up at the worst of times. From auto repair bills to unforeseen medical costs, these expenses always seem to take a toll on our wallet and sanity. Fortunately at CashNetUSA, we’re committed to helping people bridge the gap between paydays, even those will less-than-perfect credit.† While we do consider your credit standing when making a decision, it’s not the sole determining factor. Other information supplied in your application, including your employment information, is also strongly considered. At CashNetUSA, we want to help you get cash by the next business day,* not prevent you from taking care of those unexpected expenses.

Ready to get started? Our online application takes only minutes to complete and if approved, we’ll send cash to your bank account by the next business day!* Should you have any questions, our knowledgeable customer service representatives are available 24/7 via phone, email or live chat — even on weekends and bank holidays!

New Customers: Use Promo Code CASHNET50 on Your First Loan

Save 50% on the initial loan fee of your first payday loan or receive a 50% rebate on the interest or fees of the first two payments of your first installment or installment-payday loan, respectively. Promo code not valid for the CashNetUSA line of credit product.+++

Requirements to Apply for an Online Loan from CashNetUSA

As we mentioned earlier, don’t let your less-than-perfect credit† stop you from applying for a cash advance at CashNetUSA. We welcome most applications, even if you’re on disability. Our only requirements to apply include:

  • Have an active checking account
  • Have been employed for at least one month (but could receive state benefits)
  • Must be a US citizen or permanent resident
  • Must be at least 18 years of age
  • If you meet the above requirements, visit www.CashNetUSA.com today to get started. Having already served over two million customers, we’d love for you to join the CashNetUSA family and get back on your feet. Depending on your state, we offer a wide variety of products, including cash advances, installment loans, lines of credit and more! Visit our Rates & Terms page today to find out what we offer in your state!

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*CashNetUSA and third-party lender funds are generally deposited via ACH for delivery next business day if approved by 9pm CT Mon. – Thu. or by 7pm CT Sun.

CA residents: CashNetUSA California Finance Lenders License file no. 603 H010, DE residents: Licensed by Delaware State Bank Commissioner License #9546 Exp. 12/31/2014, OH residents: Ohio Credit Services Organization Certificate of Registration no. CS.900076.000.

**Not all loan applications or extension requests are approved. Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by CashNetUSA or third-party lenders.

***Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria.

†CashNetUSA or third-party lender does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Clarity. If you have defaulted on past transactions, you may be declined for a cash advance from CashNetUSA.

‡Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.

++Please see Rates and Terms to check the availability of online loans and extensions in your state. CashNetUSA is not a lender in all states. In some states, CashNetUSA will (i) act as a Credit Service Organization to arrange a loan between you and a third-party lender, or (ii) in Texas, act as a Credit Access Business between you and a third-party lender.

+++If you are a Payday, CSO, or CAB customer, discount will be applied to the initial loan fee, CSO fee, or CAB fee, respectively. If you are an Installment or Installment-Payday customer, the rebate shall be calculated by multiplying the percent discount by the first two scheduled installment payments of your loan. However, the rebate shall not exceed the actual amount of accrued interest paid on the Installment loan or fees paid on the Installment-Payday loan. Rebate shall be paid via bank account ACH credit upon full repayment of the loan, and is contingent upon a minimum of two installment payments made. Discount not valid for the CashNetUSA line of credit product. Promotions are not available in all states. Please see your state's Rates and Terms for additional details. Unless otherwise specified, promo codes must be entered at the time of application, can be used only once, and may not be combined with any other offers or Preferred Member benefits.

1Must be 21 years of age for Mississippi residence and 19 years of age for Alabama and Delaware residence.

Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.