Apply online or on the go
Receive an instant lending decision,** even
with less-than-perfect credit†
Get cash by the next business day*
A fast cash loan is one in which you receive your funds quickly. This is in contrast to many types of traditional loans in which the approval and issuing process can take days or even weeks.
Fast cash loans have an obvious advantage when it comes to financial emergencies — there is relatively little waiting time between the moment when you realize you need funds and when you receive them, if approved. With a CashNetUSA online loan, approved customers may receive their money as soon as the next business day.*
Fast cash loans should only be used for urgent and necessary expenses. These might include emergency medical bills or critical utility payments — what these costs have in common is the necessity that you pay them promptly. If you find that you don’t have enough savings and are too far from your next payday, fast cash loans can give you the money you need to overcome short-term financial difficulties.
CashNetUSA offers a wide variety of loans depending on the state you live in. These might include online payday loans, installment loans and lines of credit. Head to our Rates & Terms page to see whether we offer loans in your state and, if so, what kinds are available.
The first thing to do when you want to apply for a loan from CashNetUSA is to make sure you meet the requirements. In order you apply, you must:
Additionally, you should check to see whether we offer products in your state. The Rates & Terms page for your state will tell you what products you can apply for, if any.
If we do offer a product you want in your state, applying is quick and straightforward. Just follow these simple steps:
Most CashNetUSA loans are repaid through something called ACH, which is an electronic financial network that allows credit and debit transactions to be conducted automatically. What that means for you is that once you authorize CashNetUSA to access your bank account via ACH, your repayment amount will be directly withdrawn on the agreed dates.
On the one hand, this is convenient for you — you won’t have to worry about forgetting a payment or dropping a check off at a physical location. On the other hand, it’s necessary to remember that these draws are automatic. If you don’t have sufficient funds in your account, your bank may charge you overdraft fees. If you think that you will be unable to make a payment on time, you should call CashNetUSA at 888.801.9075 to see if alternate arrangements can be made.
Over the past 10 years, CashNetUSA has helped millions of individuals quickly get the funds they need to move past financial emergencies. Our FAQs page answers many common questions you might have about our products and services. If you have additional questions, don’t hesitate to contact us by phone, email or online chat. Our U.S.-based customer service representatives are standing by 24 hours a day, 7 days a week to help you with your application or loan.