Apply online or on the go
Receive an instant lending decision,** even
with less-than-perfect credit†
Get cash by the next business day*
A cash advance is a short-term loan, meaning you borrow a relatively small amount of money for a short period of time. These types of loans are usually payday loans; the expectation is that you will repay the amount borrowed, plus interest and any fees, on or around your next payday.
As for the term “online,” that simply means that you can apply for your loan, receive your money if approved, and repay the money you borrow, all on the Internet. Unlike a storefront lender, whose hours are limited and location might be inconvenient, CashNetUSA lets you apply for an online cash advance without leaving the comfort of your home.
Before we talk about the requirements for a cash advance, you should head to our Rates & Terms page to see if CashNetUSA offers cash advances in your state. It may be that we only offer longer-term installment loans, or even that we don’t offer loans in your state at all.
If we do offer cash advances in your state, you just have to meet a few requirements to be eligible to apply:
If you meet all of these conditions, you can start your application today!
Applying for an online cash advance from CashNetUSA is simple. Just follow these steps:
The amount of money you can apply for at CashNetUSA varies widely from state to state. Check our Rates & Terms to see what we offer in your state. If we do offer online cash advances in your state, the amount you’ll be able to borrow, if approved, will depend on factors including your income and financial history.
Once you’ve been approved, CashNetUSA works to get your funds to you as soon as possible. In many cases, we’re able to deposit your funds in your bank account by the next business day!*
At CashNetUSA, we’re dedicated to helping hardworking individuals get access to funds — in fact, we’ve loaned more than 2 million people the emergency money they’ve needed. Our FAQ page can help you find the answers to other questions that you might have about our products. If you would still like to learn more, feel free to contact us via email, phone or online chat. We’re here to talk 24/7, nearly every day of the year.