CashNetUSA provides quick and easy online cash advances by the next business day* after applying. The application is so simple — it only takes five minutes to complete. And, there’s usually nothing to fax. If you’re looking to get money in order to cover an emergency expense like a car repair, medical cost or an overdue bill that accidentally slipped between the couch cushions, then you’ve come to the right place.
Of course, you probably have more questions about getting a payday cash advance. That’s why we’ve put together this cash advance resource center, so that you can have all of your questions answered quickly. Just read on below. Or, if you can’t find the answer there, our online chat is available 24 hours a day, seven days a week. At CashNetUSA, we’re here to serve you.
Wondering about the specifics of an online cash advance? Find links to the answers to your questions below:
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*CashNetUSA and third-party lender funds are generally deposited via ACH for delivery next business day if approved by 9pm CT Mon. – Thu. or by 7pm CT Sun.
CA residents: CashNetUSA California Finance Lenders License file no. 603 H010, DE residents: Licensed by Delaware State Bank Commissioner License #9546 Exp. 12/31/2014, OH residents: Ohio Credit Services Organization Certificate of Registration no. CS.900076.000.
**Not all loan applications are approved. Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by CashNetUSA or third-party lenders.
***Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria.
†CashNetUSA or third-party lender does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Clarity. If you have defaulted on past transactions, you may be declined for a cash advance from CashNetUSA.
‡Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.
++Please see Rates and Terms to check the availability of online loans in your state. CashNetUSA is not a lender in all states. In some states, CashNetUSA will (i) act as a Credit Service Organization to arrange a loan between you and a third-party lender, (ii) in Texas, act as a Credit Access Business between you and a third-party lender, or (iii) connect you with a financial matching service.
+++If you are a payday loan, CSO, or CAB customer, discount will be applied to the initial loan fee, CSO fee or CAB fee respectively. If you are an installment loan customer, rebate will be offered on the first two installment payments of your next loan and such rebate shall not exceed the actual amount of interest paid. Only valid upon full repayment of the loan with a minimum of two full installment payments made. Rebate paid via bank account ACH credit following full repayment of the loan. Promo code is valid on first two installment payments only, can be used only once and may not be combined with any other offers or Preferred Member benefits.
Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.