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Same-Day Deposit Available

If approved before 10:30 a.m. CT Monday – Friday†

Instant Decision*

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Cash advances for when you need money — fast.

When people look for cash advances, typically they are looking for an advance on their next paycheck. That makes payday loans a natural fit for many customers looking for that type of loan. CashNetUSA also offers installment loans and lines of credit in some states, which may also be used for unexpected expenses. Visit our Rates & Terms page to see what kind of products are available in your state.

Payday Loan
Overview
A short-term loan for emergency expenses
Amounts Available
At CashNetUSA, payday loans vary by state — however amounts are typically less than $500 for new customers.*
Repayment Structure
Funds are typically repaid upon the customer’s next payday.
Installment Loan
Overview
A longer-term loan best used for larger expenses
Amounts Available
At CashNetUSA, installment loan amounts vary by state, ranging from $300 – $3,500,* but loan amounts for new customers are typically smaller.
Repayment Structure
Funds are typically repaid in regularly scheduled installments over several months.
Line of Credit
Overview
An open-ended revolving credit line with a credit limit from which to draw funds
Amounts Available
At CashNetUSA, lines of credit range from $100 – $2,000 for new customers.*
Repayment Structure
Funds are repaid with at least a minimum payment each billing period. As funds are repaid, available credit increases.

*Loan amounts vary by state. Check your state's Rates & Terms for details.

See if you qualify in minutes.

At CashNetUSA, our application and funding process is designed for speed.

Apply
Our application is just two short forms that request basic information. It can be completed in minutes! (It helps to have your bank account information handy.)

Get an instant decision
We give you an immediate decision* on your application.

Receive funds as soon the same business day!†
If approved before 10:30 a.m. CT Monday – Friday, you can receive your funds the same business day!†

Make sure you’re eligible to apply.

You must meet the following requirements in order to be eligible for a loan from CashNetUSA.

18 or older (19 or older in AL, 21 or older in MS)

Verifiable, steady source of income

Active checking account

U.S. citizen or permanent resident

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Can I get a cash advance loan online with no credit check?

Any legitimate lender will do some form of credit check prior to offering a loan. CashNetUSA only performs "soft" inquiries that use alternative sources of information, so applying with us will not affect your traditional credit score. Additionally, our alternative credit check looks at a broader set of factors than just your credit score, so you may be approved with less-than-perfect credit.†

We’re a lender you can count on.

At CashNetUSA, we know there are a number of companies that offer cash advance loans. That’s why we want you to know what sets us apart.

Experience

We're part of the publicly-listed company Enova, NYSE:ENVA, and have helped more than 4 million hardworking Americans.

Security

We hold ourselves to the highest data security protocols to keep your information secure.

Support

You can contact our U.S.-based support team and talk to a real person seven days a week.

Learn more about cash advances.

Can I get a cash advance online with bad credit?

That depends. While getting a cash advance with bad credit will always be a challenge, CashNetUSA’s alternative credit check process looks at a broader set of factors than just your credit score. So while we do not give cash advances for bad credit, you may be able to qualify with fair or less-than-perfect credit.†

When should cash advances be used?

Cash advances are best used in emergency situations. For example, a cash advance may be a good option if you have an urgent surprise expense, like a home or car repair you need to cover quickly.

Are online cash advances safe?

When looking for an online lender, be sure they are secure and trustworthy before providing any of your personal information. To learn more about staying secure from scammers, check out our Online Security Center.