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Using a CashNetUSA Payday Loan as a Cash Advance

Payday loans are the most traditional kind of cash advance.

CashNetUSA’s payday loans are short-term loans of smaller amounts, generally less than $500, that are designed to tide you over until your next paycheck. Our payday loans are usually paid back in one payment about two weeks after funding.

Using a CashNetUSA Installment Loan as a Cash Advance

Installment loans aren’t typically thought of as cash advances, but CashNetUSA’s installment loans can used be when you have a need for quick cash.

Our installment loans generally have longer terms and more payments than our payday loans but are just as quick and easy to apply for as our payday loans.

Using a CashNetUSA Line of Credit for a Cash Advance

A line of credit probably doesn’t spring to mind when you are looking for a cash advance, but the CashNetUSA personal line of credit is fast and convenient when you need emergency cash.

The application and approval process are the same as for our more traditional loans, and if approved, you can have cash in your bank account as soon as the next business day.^*

In addition, because our line of credit is open-ended, you can draw on it without having to reapply if you need another cash advance in the future.

Am I Eligible for CashNetUSA’s Loans?

If we offer loans in your state, you must meet the following minimum requirements:

• You must have an active email address
• You must have an active checking account
• You must have a driver's license
• You must have been employed for at least one month
• You must be a US citizen or permanent resident
• You must be at least 18 years old¹

For the most detailed breakdown of what we offer in your state of residence, please refer to our Rates & Terms page.

More About CashNetUSA

• CashNetUSA has over 10 years of lending experience and a highly trained U.S.-based customer service team available 7 days a week.
• CashNetUSA offers instant eligibility decisions^** and next business day funding^* for eligible customers.
• CashNetUSA uses a custom approval process that allows us to offer loans to people with less-than-perfect credit,^† but that does not mean we offer “bad credit quick loans” or “no credit loans.”
• To learn more about why we don’t make claims that other lenders make, check our article The Truth About “Bad Credit Loans”.