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CashNetUSA's Cash Advance Options

The term “cash advance” has no technical definition, but it generally refers to short-term loans with streamlined approval processes and quick funding.

CashNetUSA offers a number of different products that can be used for cash advance purposes. Check out our Rates & Terms page to learn what product is available in your state or read on to learn how our products can provide you with the quick funds you need.

Payday loans are the most traditional kind of cash advance.

CashNetUSA’s payday loans are short-term loans of smaller amounts, generally less than $500, that are designed to tide you over until your next paycheck. Our payday loans are usually paid back in one payment about two weeks after funding.

CashNetUSA Installment Loans and Lines of Credit

Installment loans aren’t typically thought of as cash advances, but CashNetUSA’s installment loans can be used when you have a need for quick cash. Our installment loans generally have longer terms and more payments than our payday loans but are just as quick and easy to apply for as our payday loans.

A line of credit probably doesn’t spring to mind when you are looking for a cash advance, but the CashNetUSA personal line of credit is fast and convenient when you need emergency cash. The application and approval process are the same as for our more traditional loans, and if approved, you can have cash in your bank account on the same business day if you apply early.

In addition, because our line of credit is open-ended, you can draw on it without having to reapply if you need another cash advance in the future.

Requirements to Apply for a CashNetUSA Loan

In order to be eligible for a loan from CashNetUSA, you must meet the following requirements:

You must be 18 or older1

You must have a verifiable, steady source of income

You must have an active checking account

You must be a U.S. citizen or permanent resident

About CashNetUSA

CashNetUSA has over 10 years of lending experience and a highly trained U.S.-based customer service team available seven days a week.

We offer instant eligibility decisions* and funding as soon as the same business day if you apply early and are approved.

CashNetUSA uses a custom approval process that allows us to offer online loans to people with less-than-perfect credit,* but that does not mean we offer “bad credit quick loans” or “no credit loans.”

1Must be 21 years of age for Mississippi residents and 19 years of age for Alabama and Delaware residents.