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The term “cash advance” has no technical definition but it generally refers to short-term loans with streamlined approval processes and quick funding.
CashNetUSA offers a number of different products that can be used for cash advance purposes. Check out our Rates & Terms page to learn what product is available in your state or read on to learn how our products can provide you with the quick funds you need.
Payday loans are the most traditional kind of cash advance.
CashNetUSA’s payday loans are short-term loans of smaller amounts, generally less than $500, that are designed to tide you over until your next paycheck. Our payday loans are usually paid back in one payment about two weeks after funding.
Installment loans aren’t typically thought of as cash advances, but CashNetUSA’s installment loans can used be when you have a need for quick cash.
Our installment loans generally have longer terms and more payments than our payday loans but are just as quick and easy to apply for as our payday loans.
A line of credit probably doesn’t spring to mind when you are looking for a cash advance, but the CashNetUSA personal line of credit is fast and convenient when you need emergency cash.
The application and approval process are the same as for our more traditional loans, and if approved, you can have cash in your bank account as soon as the next business day.*
In addition, because our line of credit is open-ended, you can draw on it without having to reapply if you need another cash advance in the future.
If we offer loans in your state, you must meet the following minimum requirements:
For the most detailed breakdown of what we offer in your state of residence, please refer to our Rates & Terms page.