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It's a Hard Knock Life Financially

If you’re like millions of Americans these days, you’re constantly looking for ways to save money. Gas, food, rent — these expenses can put a serious strain on an individual’s wallet. But what if the going gets tough and you find yourself unexpectedly behind on bills, in need of a car repair or drowning in a variety of other emergency expenses? Can you afford to cover these costs as well without falling into debt?

If you’ve been living paycheck-to-paycheck, chances are no. It’s just too difficult to overcome a bombardment of emergency expenses when you’re already having a hard time keeping up with your everyday living expenses. Fortunately, online payday loans can help not only cover some of those expensive emergency expenses, but also help you save money in the process.

New Customers: Use Promo Code CASHNET50 on Your First Loan

Save 50% on the initial loan fee of your first payday loan or receive a 50% rebate on the interest or fees of the first two payments of your first installment or installment-payday loan, respectively. Promo code not valid for the CashNetUSA line of credit product.+++

Saving Money with the Help of an Advance Payday Lender

Sure, borrowing a payday loan online will cost you some money as you’ll have to repay it upon your next payday, but the savings it will provide should be considered. Here’s a look at some different advantages of online payday loans:

  • Have you ever fallen behind on your utility bills? By not paying on time, you can be hit with some pretty hefty late fees, which can range from as little as $5 to as high as $50! And what if your check bounces? According to Bankrate.com, the average bounced check fee is around $27 — and that’s just from the bank! Avoid late fees altogether with a payday loan online.
  • Everybody dreads the moment when they get in their car and place the key into the ignition, only to hear the engine sputter and die. Great — now you’re left with a broken car and no way to get to work. With a payday loan, you can get your car fixed immediately and not have to miss out on a few days of work and, consequently, earn a smaller paycheck.
  • While CashNetUSA doesn’t offer low cost or cheap payday loans, obtaining one today could end up saving you some money as soon as the next business day!*


    Back to Everything You Need to Know About Payday Loans

*CashNetUSA and third-party lender funds are generally deposited via ACH for delivery next business day if approved by 9pm CT Mon. – Thu. or by 7pm CT Sun.

CA residents: CashNetUSA California Finance Lenders License file no. 603 H010, DE residents: Licensed by Delaware State Bank Commissioner License #9546 Exp. 12/31/2014, OH residents: Ohio Credit Services Organization Certificate of Registration no. CS.900076.000.

**Not all loan applications or extension requests are approved. Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by CashNetUSA or third-party lenders.

***Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria.

†CashNetUSA or third-party lender does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Clarity. If you have defaulted on past transactions, you may be declined for a cash advance from CashNetUSA.

‡Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.

++Please see Rates and Terms to check the availability of online loans and extensions in your state. CashNetUSA is not a lender in all states. In some states, CashNetUSA will (i) act as a Credit Service Organization to arrange a loan between you and a third-party lender, or (ii) in Texas, act as a Credit Access Business between you and a third-party lender.

+++If you are a Payday, CSO, or CAB customer, discount will be applied to the initial loan fee, CSO fee, or CAB fee, respectively. If you are an Installment or Installment-Payday customer, the rebate shall be calculated by multiplying the percent discount by the first two scheduled installment payments of your loan. However, the rebate shall not exceed the actual amount of accrued interest paid on the Installment loan or fees paid on the Installment-Payday loan. Rebate shall be paid via bank account ACH credit upon full repayment of the loan, and is contingent upon a minimum of two installment payments made. Discount not valid for the CashNetUSA line of credit product. Promotions are not available in all states. Please see your state's Rates and Terms for additional details. Unless otherwise specified, promo codes must be entered at the time of application, can be used only once, and may not be combined with any other offers or Preferred Member benefits.

1Must be 21 years of age for Mississippi residence and 19 years of age for Alabama and Delaware residence.

Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.