What is a Payday Loan?

Have you ever had immediate financial needs? A payday loan is a quick and easy way for people to receive a fairly fast cash loan of $100 - $1500‡ to take care of short term cash needs. With an online fast payday loan, you can be approved instantly** and have your cash deposited directly into your bank account on the next business day.* Payday loans allow you to take care of your urgent financial needs or fast cash needs, as some call them, by applying from the privacy of your own home.

Unlike other types of loans, an online payday loan typically does not prevent people with less-than-perfect credit† from getting a cash advance. Sometimes, even if you have been declined from loans before, CashNetUSA could still offer you a fast payday loan. A fast cash payday loan can be the easiest way to get funds directly into your bank account upon approval of your application. Then you can take care of your urgent short term cash needs. Visit our How it Works page for details on how to apply today.

Security is important at CashNetUSA. We encrypt all fast payday loan transactions aiming to protect your personal information. You will have your own secure member account where you will be able to manage all the details of your online payday loans, update your user profile and view your cash payday loan history. We value our customers and strive to serve all of your fast payday loan needs.

Typical Uses

We understand that anyone can find themselves in a financial bind at one time or another. Millions of Americans search for payday loan and short-term liquidity solutions to meet their immediate life challenges. Our Case Studies show detailed accounts of satisfied customers. Below are some typical reasons driving the need for a payday loan:

  • Keeping up with household bills
  • Unexpected car/transportation expense
  • Unexpected medical/health expense
  • Paying off other creditors
  • Vacation or leisure activity

Cost Comparison

Payday loans are a reasonable solution to short-term liquidity needs when used in the proper way. For comparison, payday loans could be much less expensive than the alternative of not paying bills on time or paying overdraft fees on your checking account.


Payday loans are a fast, easy and convenient financial product for serving immediate short term liquidity crunches and helping to meet life's many financial challenges. When you need cash and need it now, look to CashNetUSA. For those times when you need a little extra cash for your immediate financial needs such as medical expenses and car repairs, go to CashNetUSA – Your search ends here.

Our Customers Say …

"I would like to comment about the responsiveness and professional attention I have always received from CashNetUSA. The online interaction has been replete with all of the information I have needed to make financial decisions that are best for me. I highly recommend CashNetUSA to anyone who may want to procure some cash till their next paycheck."

— Aaron M