Quick Application
Apply online in minutes without affecting your traditional credit score§
Instant Decision
Receive an immediate decision**
Fast Funding
Get money the next business day*
We believe that CashNetUSA’s combination of speed, reliability and customer service makes our payday loans the best in the business.
Read on to see why we think we’re a top payday lender.
We make the loan application process as easy and straightforward as possible for our customers.
Unlike traditional storefront lending offices that require extra time and travel, our digital application lets you apply online from anywhere.
Our alternative credit check process even allows us, in many cases, to offer instant eligibility decisions** and consider those with less-than-perfect credit.†
Plus, our customer service team is available 7 days a week to help with any questions and issues you may have.
Since 2004, CashNetUSA is proud to have helped more than 3 million hardworking Americans access the funds they need.
Over those years, we’ve built a top-notch customer service team dedicated to resolving our customers’ questions and issues in a timely and friendly fashion.
Our other top priorities include laying out Rates and Terms in a clear-cut manner and offering customizable loan options up front when possible.
CashNetUSA takes data security seriously and provides security tips and alerts about possible scams.
As a direct payday lender everywhere we operate except Texas and Ohio, we manage every step of the loan process, including approval, funding and repayment.
Many other companies (called lead providers or lead generators) only process your application and then send your personal information to a third party for funding. This can leave you in the dark since you won’t immediately know what company you’re borrowing from — or if the company is a disreputable or unlicensed lender.
We provide full information about our loan products on our website, so you’ll know what to expect even before you give us any information or apply for a loan.
We want to make sure customers’ overall experiences are the best they can be, and according to recent surveys and testimonials, they’ve taken notice:
“CashNetUSA was quick and hassle-free!”
— Debra
“If you want it all in one place, great customer service terms, flexibility and just good old-fashioned professionalism, you have found it!”
— Norman
“Their customer service team is top notch. Always patient, helpful and clear in their answers.”
— Victoria
CashNetUSA also has excellent ratings from verified customers on TrustPilot.
Feel free to check them out for yourself
When you need a loan, we want to be the lender you turn to. We try to make borrowing money quick and simple so our customers can get the money they need — when they need it most.
Our payday loan amounts vary depending on the state you live in, so please check out our Rates & Terms page if you have any questions about what we offer.
