Same-day deposit available
if approved before 10:30 a.m. CT
Monday - Friday

Quick Application

Apply online in minutes

Instant Decision

Receive an immediate decision*

Fast Funding

Apply early for same-business-day funding

Who Offers the Best Payday Loans?

We believe that CashNetUSA’s combination of speed, reliability and customer service makes our payday loans the best in the business.

Read on to see why we think we’re a top payday lender.

CashNetUSA Puts the Customer First

We make the loan application process as easy and straightforward as possible for our customers.

Unlike traditional storefront lending offices that require extra time and travel, our digital application lets you apply online from anywhere.

Our alternative credit check process even allows us, in many cases, to offer instant eligibility decisions and consider those with less-than-perfect credit.*

Plus, our customer service team is available 7 days a week to help with any questions and issues you may have.

CashNetUSA Has Experience

Since 2004, CashNetUSA is proud to have helped more than 3 million hardworking Americans access the funds they need.

Over those years, we’ve built a top-notch customer service team dedicated to resolving our customers’ questions and issues in a timely and friendly fashion.

Our other top priorities include laying out Rates and Terms in a clear-cut manner and offering customizable online loan options up front when possible.

CashNetUSA takes data security seriously and provides security tips and alerts about possible scams.

CashNetUSA is Trustworthy

As a direct payday lender everywhere we operate except Texas, we manage every step of the loan process, including approval, funding and repayment.

Many other companies (called lead providers or lead generators) only process your application and then send your personal information to a third party for funding. This can leave you in the dark since you won’t immediately know what company you’re borrowing from — or if the company is a disreputable or unlicensed lender.

We provide full information about our loan products on our website, so you’ll know what to expect even before you give us any information or apply for a loan.

Trusted by More than 3 Million Customers

"I have nothing but good things to say about CashNetUSA. They were very professional and I will use them again when needed."

— Will

"I have never had such a great experience when in a bad situation. CashNetUSA never ceases to amaze me. Great customer service, easy online tools, very good company to do business with. Thank you!"

— Meagan

"Very professional staff and they helped us when we needed it the most! We would recommend this company highly!"

— Armando

More About CashNetUSA and Payday Loans

When you need a loan, we want to be the lender you turn to. We try to make borrowing money quick and simple so our customers can get the money they need — when they need it most.

Our payday loan amounts vary depending on the state you live in, so please check out our Rates & Terms page if you have any questions about what we offer.