Payday Loans from a Lender You Can Trust

Save 25% on your initial loan fee for payday loans, or on your CAB or CSO fee for CAB or CSO/brokered payday loans.+++

Quick Application

Apply online in minutes without affecting your traditional credit score§

Instant Decision

Receive an immediate decision**

Fast Funding

Get money the next business day*

Why is CashNetUSA the Best Lender of Payday Loans?

We believe that CashNetUSA’s combination of speed, reliability and customer service makes our payday loans the best in the business. Read on to see why we think we’re the top payday lender in the country.

CashNetUSA Puts the Customer First

We make the loan application process as easy and straightforward as possible for our customers. Unlike traditional, offline storefront lending offices that require extra time and travel, our digital application lets you apply online from anywhere. Our advanced online application process even allows us, in many cases, to offer instant lending decisions.** Plus, our customer service team is available to help with any questions and issues you may have.

CashNetUSA Is a State-Licensed Direct Lender++

As a direct payday lender everywhere we operate except Texas and Ohio, we manage every step of the loan process, including approval, funding and repayment. Many other companies, called lead providers or lead generators, only process your application and then send your personal information to a third party for funding. This can leave you in the dark since you won’t immediately know what company you’re borrowing from — or if the company is a disreputable or unlicensed lender.

We provide full information about our loan products on our website, so you’ll know what to expect even before you give us any information or apply for a loan.

CashNetUSA Has Experience

CashNetUSA has over 10 years’ worth of experience offering online loans and has served more than 2 million customers. During this time, we’ve crafted a series of responsible borrowing initiatives and created a top-notch customer service team dedicated to resolving our customers’ questions and issues in a timely and friendly fashion.

Our other top priorities include laying out rates in a clear-cut manner and offering customizable loan options up front. CashNetUSA is also dedicated to protecting customers’ data and to keeping customers in the know about the latest scams.

CashNetUSA Has Satisfied Customers

We want to make sure customers’ overall experiences are the best they can be, and according to recent surveys and testimonials, they’ve taken notice:

“CashNetUSA was quick and hassle-free!”

— Debra

“If you want it all in one place, great customer service terms, flexibility and just good old-fashioned professionalism, you have found it!”

— Norman

“Their customer service team is top notch. Always patient, helpful and clear in their answers.”

— Victoria

CashNetUSA also has excellent ratings in Trustpilot from verified customers.
Click here to view our rating and reviews.

About CashNetUSA

To learn more about CashNetUSA and our loan products, check out our FAQs page. Our dedicated customer service team is also available for contact by phone, email or online chat.