Quick Application

Apply online in minutes

Instant Decision*

Receive an immediate decision

Same-Day Deposit Available

If approved before 1:00 p.m. CT Monday – Friday

Where can I find the best payday loans?

Because loans vary in terms of amount, repayment and type, what’s best for each person varies too. That’s why it’s important to look into not just the best loans in general, but to decide which loan is best for you! We believe that by providing speed, reliability and excellent customer service, we are able to offer the best payday loans around.

We’re more than your typical payday lender.

Customer First

We make the application process as easy as possible for our customers. Plus, our customer service team is available 7 days a week to help with any questions and issues you may have.

Alternative Credit Check

We believe in providing access to credit for people with less-than-perfect credit scores; that's why we base our eligibility decision on your overall financial picture — not just your credit score.*

Instant Decision*

You won’t have to sit around wondering whether you’ll be approved. In many cases, we give you an instant eligibility decision, letting you get on with your day.*

Fast Funding

The best payday loans come fast. That’s why CashNetUSA lets you get an immediate decision* — and funds as soon as the same business day if you apply early and are approved.

Proven Experience

We're part of the publicly-listed company Enova, NYSE:ENVA, and for the past 16 years we’ve partnered with more than 4 million people to help them get their finances back on track.

We keep your personal data safe and secure.

You can keep peace of mind that the loan you’re getting isn’t only the best payday loan for speed and convenience, but a safe one too.

What you can do:

Visit our Online Security Center for tips on how to protect your personal information and scams you should know about.

What we do:

We continuously monitor and protect our network with McAfee SECURE.

Make sure you’re eligible to apply.

You must meet the following requirements in order to be eligible for a loan from CashNetUSA.

18 or older
(19 in AL, DE; 21 in MS)

Verifiable, steady source of income

Active checking account

U.S. citizen or permanent resident

More about CashNetUSA and payday loans.

When you need a cash advance loan, we want to be the lender you turn to. We try to make borrowing money quick and simple so our customers can get the money they need — when they need it.

Our online loan amounts vary depending on the state you live in, so please check out our Rates & Terms page if you have any questions about what we offer.

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