Same-day deposit available
if approved before 10:30 a.m. CT
Monday - Friday

Quick Application

Apply online in minutes

Instant Decision

Receive an immediate decision*

Fast Funding

Apply early for same-business-day funding

Payday Loans From CashNetUSA

CashNetUSA offers payday loans online, sometimes referred to as cash advances, in a number of states, including California, Florida and Michigan.

Our payday loans are unsecured short-term loans, usually for less than $500.

The amounts, terms and types of loans available differ according to where you live.

Check out our Rates & Terms page to see what’s available in your state and the amounts and terms.

If an online payday loan is not available in your state, you still might be able to apply for a product that suits your needs — such as a longer-term installment loan or a flexible line of credit.

Applying Online for a Payday Loan

CashNetUSA’s online application is quick and easy.

Complete Application

Alternative Credit Check

Instant Decision*

Read and Sign

Get Funds

See Why CashNetUSA Is Different

Customer Support

We’ll be with you every step of the loan process. Our U.S.-based customer support team is available to lend a helping hand seven days a week.

Financial Partnership

As a customer, you’re more than just a number — you’re a partner. That’s why we work hard to make sure every step of our process is as simple and friendly as possible.

Fast Funding

We understand how crucial it is to get the money you need, fast. You could receive an immediate decision* on your application and get funds on the same business day if you apply early and are approved.

Data Security

Your personal information is important to you and to us! We use McAfee Secure and Norton Secured to keep your data safe and secure at all times.

Proven Experience

We’ve been helping customers for over 10 years, partnering with more than 3 million people as they’ve worked to take control of their finances.

The Loan Repayment Process

CashNetUSA makes it easy to repay your online loan.

Simply give us authorization when you sign your contract, and we will use ACH to withdraw funds from your bank account when a payment is due.

Just be sure you have sufficient funds in your account on those days, otherwise you could face overdraft fees and other penalties from your bank. If you won’t be able to make a payment, please call us in advance at 888.801.9075.

Why Choose CashNetUSA’s Payday Loans?

There are plenty of other payday lenders out there, but we believe that CashNetUSA is a cut above the rest!

We've partnered with more than 3 million customers since 2004, providing them access to the credit they need to take control of their finances. Our years of experience have helped us better tailor our loans to our customers’ needs.

We also have a U.S.-based customer support team available 7 days a week should you ever have any questions. We’re here to help!

Payday Loans Near Me

Looking for “payday loans near me”? Well look no further, because you’re already here! CashNetUSA can provide you with the money you need, when you need it — and the best part is, you don’t even need to leave your house.

CashNetUSA’s lending process is entirely online, making it one of the quickest and easiest ways to apply for and receive a payday loan. Our same-business-day funding is available for customers who apply and are approved before 10:30 a.m. CT, Monday through Friday. Applications submitted and approved after 10:30 a.m. CT are generally funded the next business day.

So before you go running to a payday loan store, take a look at our Rates & Terms to see what you might qualify for in your state. If you’re ready to apply now, go ahead and get started on our simple three-step application!