Apply online in minutes
Receive an immediate decision**
Get money the next business day*
Payday Loans from CashNetUSA
CashNetUSA offers payday loans online, sometimes referred to as cash advances, in a number of states, including California, Florida and Michigan.
Our payday loans are unsecured short-term loans, usually for less than $500.
The amounts, terms and types of loans available differ according to where you live.
Check out our Rates & Terms page to see what’s available in your state and the amounts and terms.
If an online payday loan is not available in your state, you still might be able to apply for a product that suits your needs — such as a longer-term installment loan or a flexible line of credit.
Applying Online for a Payday Loan
Alternative Credit Check
Read and Sign
CashNetUSA's online application is quick and easy.
- Complete Application — Fill out some basic information so we can verify your identity and income.
- Alternative Credit Check — We use our unique underwriting process to look at different parts of your financial history, so even if you have a less-than-perfect credit score, you can still be approved for a CashNetUSA loan.†
- Instant Decision — We offer an instant eligibility decision in most cases.** Some states require us to collect additional documents which can slow the approval process.
- Read and Sign — You see all the rates and terms before signing your contract — there are no hidden charges or fees.
- Get Funds — If approved, we deposit money directly to your bank account as quickly as possible — usually by the next business day.*
The Loan Repayment Process
CashNetUSA makes it easy to repay your online loan.
Simply give us authorization when you sign your contract, and we will use ACH to withdraw funds from your bank account when a payment is due.
Just be sure you have sufficient funds in your account on those days, otherwise you could face overdraft fees and other penalties from your bank. If you won’t be able to make a payment, please call us in advance at 888.801.9075.
Why Choose CashNetUSA’s Payday Loans?
There are plenty of other payday lenders out there, but we believe that CashNetUSA is a cut above the rest!
We've partnered with more than 3 million customers over the past 10 years, providing them access to the credit they need to take control of their finances. Those years of experience have helped us better tailor our loans to our customers’ needs. Aspects like speed, ease of use and straightforward terms are all key parts of our loans, making for speedy and easy-to-understand loans for people who need cash fast.
We also have a U.S.-based customer support team available 7 days a week should you ever have any questions. We’re here to help!
Any Questions? We’re Here to Help!
We have helpful information on such topics as: