A Payday Loan Without a Job — Is It Possible?

Being unemployed is a challenging situation. If you don’t have a job and the steady income it provides, it becomes difficult to feed your family and take care of the bills, let alone save enough to spend on yourself every once in a while. So is there a solution? Is there a place to turn for help? Are payday loans available when you don’t have a job?

Unfortunately, CashNetUSA and most other lenders won’t provide you with a loan if you’re unemployed. The reason is simple: In keeping with our principle of responsible lending, we won’t lend in cases where we deem repayment to be overly difficult. In order to successfully repay a loan, a borrower must have some cash flow. Though we don’t offer the following categories of loans, it’s possible you may also need a job to qualify for them: social security payday loans, disability payday loans and fixed income payday loans.

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New Customers: Use Promo Code CASHNET25 on Your First Loan

Save 25% on the initial loan fee of your first payday loan or receive a 25% rebate on the interest or fees of the first two payments of your first installment or installment-payday loan, respectively. Promo code not valid for the CashNetUSA line of credit product.+++

What's Your Next Step?

There are several requirements you must meet to be eligible to apply for a CashNetUSA payday loan: you must have been employed for at least a month; you must have an active checking account; you must be a U.S. citizen or permanent resident; and you must be at least 18 years of age. We understand that having a job can be a difficult requirement to meet.

If you’re currently looking for work, don’t neglect networking. Ask friends, family members and neighbors whether they know someone who is hiring. It’s never a bad thing to inquire and talk to someone new. It’s also helpful to seek networking opportunities outside of your circles where you can meet people you wouldn’t otherwise get to know.


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