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What is a Direct Payday Lender?

An online direct lender of payday loans is a business that directly lends money to an applicant. There is not a third party that negotiates for the borrower or connects the borrower to a lender.

Why are Direct Payday Loans Preferable?

It is better to borrow directly from a lender than to go through a third party for several reasons. Here are two important reasons surrounding security of your personal information:

When you fill out an application on a direct payday lender’s website, you know that your information is going to that lender and you can read the lender’s privacy policy to understand how your personal information is used. If you fill out an application at a third-party website, your information could be sent to multiple lenders or another third-party website. How can you be sure that your information will remain secure?

With a direct lender, you can find out if the lender is licensed and follows all state laws, so that you can be assured that you’re dealing with a legitimate company. When dealing with a third party, you don’t have control over which lender they choose for you. You could end up with an unlicensed lender that’s not even located within the U.S. If your private information is sent to one of these lenders, you could fall victim to identify theft, fraud or other scams.

What About Other Loan Options?

You may have heard of some other loan options for borrowing money in an emergency. Here’s how these options compare to direct payday loans:

Bank Payday Loan – when a bank gives out an advance on your future paycheck. Obviously, this is not a common occurrence. There could possibly be lots of paperwork and lots of waiting around for your loan. A direct payday loan from an online lender would be speedier without a lot of hoop jumping.

Payroll Loans Direct – when an employer gives you an advance on your next paycheck. Depending on your employer, this may be an option, but it’s not typical within a corporate or large business environment. With a direct cash advance, you can get an advance on your next paycheck simply by filling out a five-minute application.

Finding the Best Rated Payday Loan

If you’re in need of emergency funds, you may be on a mission to find the payday loan company best suited for you. But as soon as you begin looking through the countless payday loan reviews on the Internet in search of trusted payday lenders, it becomes clear that online talk is cheap — everyone claims to be a responsible and fair provider of loans. So who can you really trust?

Choosing the best payday lender means knowing what to look for. Does a particular lender provide outstanding customer service? Do they have innovative programs you may be able to join? Do they have flexible hours for accepting loan applications? Asking questions similar to these can help you identify the best payday loans for you in a very crowded field. Although payday loan lender reviews can be very helpful, you may not get the whole story until you ask some hard questions.

Who to Trust for Payday Loans?

In addition to asking hard questions, you also want to choose a payday loan provider that makes you feel “safe.” The last thing you want is to deal with a lender who may not be a responsible or safe payday loans company. Unfortunately, requesting a loan from an unlicensed lender could leave you vulnerable to a variety of risks — something you want to avoid at all costs. There are many websites operated by non-accredited, non-licensed payday lenders that claim to be safe, trustworthy and secure. And though many of these lenders claim that they're located within the United States, they may be operating outside of the country in order to bypass state regulations.

On the other hand, CashNetUSA is fully committed to responsible lending. We dedicate ourselves to providing consumers with the trustworthy, quality service they deserve. We have taken pride in serving more than 1 million satisfied customers since 2004. As a business that puts customers first, we’re constantly looking for new ways to better our services and provide a top payday loans service for deserving people.

If you are a CAB installment customer, the rebate shall be calculated by multiplying the percent discount off the actual CAB fees paid on your loan. The loan must be paid in full to receive rebate. Rebate shall be paid via bank account ACH credit upon full repayment of the loan.