CashNetUSA and Credit Checks

Too often, an emergency expense comes up when your payday is still a number of days away. What’s even worse is when your current credit score is less-than-perfect, which can mean that getting a loan from a bank is out of the question. In these situations, many people turn to companies that claim to offer “guaranteed payday loans,” “no credit payday loans” or “bad credit payday loans” to help them overcome financial obstacles of many different natures, from car accidents to pet emergencies. If you have poor or no credit, you may be looking for a lender who’s advertising something like: “Payday loan no credit required!” But if we’ve learned anything in life, it’s that nothing is guaranteed. So what’s the real scoop — do you actually need a perfect credit history in order to get a payday loan?

Though a poor credit payday loan sounds like the ideal solution for quick cash, it’s important to realize that they can do more damage than good. You must make sure that lenders advertising bad credit loans are licensed, as well as in compliance with the laws of your state. Obtaining a loan with poor credit is possible, but it can leave you in a bad position if you aren’t careful.

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New Customers: Use Promo Code CASHNET50 on Your First Loan

Save 50% on the initial loan fee of your first payday loan or receive a 50% rebate on the interest or fees of the first two payments of your first installment or installment-payday loan, respectively. Promo code not valid for the CashNetUSA line of credit product.+++

CashNetUSA is the Fast, Reliable Solution You've Been Looking For

So what option will address all your concerns? CashNetUSA may be the answer! While we do not give bad credit loans, we may be a good option to consider if your credit is less-than-perfect. We take pride in earning the trust of our customers, and in complying with state and federal laws.

Since 2004, over one million customers have selected CashNetUSA as their alternative to no credit check loans. You can avoid the risk of dealing with unlicensed lenders by taking just five minutes out of your day to complete our short application. At CashNetUSA, those with less-than-perfect credit may apply. Though we don’t perform traditional credit checks as part of the approval process, we do verify applicant information via certain national databases.

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