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If you are a legal resident of the United States, have an active bank account and have been employed at your current position for at least a month, you are on your way to applying for a loan. Apply online today and if eligible, you can have cash deposited directly into your bank account by the next business day.* If your paycheck is coming up short and an emergency expense arises, you don’t have to wait around or ask for money from your friends and family. You can take care of the situation yourself with a paycheck advance from CashNetUSA. We are here to help you in times of need. Cover your emergency expenses before your next paycheck arrives!
It’s one of the most common financial worries: making it from paycheck to paycheck when an unexpected expense arises. With bills, medical needs and everyday necessities, your paycheck may not go as far as you need it to. But if you are looking for a short-term financial answer to this dilemma, it could be a click away.
When your paycheck is short, you can apply for an advance paycheck loan. A payday paycheck loan is designed to help address unexpected immediate financial needs.
By applying online for a payday paycheck loan in minutes, you can have the money you need sent directly to your bank account by the next business day* if approved — similar to how your paycheck is deposited. You don't need perfect credit† for a paycheck loan. Your only requirements for applying online are to have a job, a paycheck and a checking account.
An advance paycheck loan is great for emergencies and unexpected bills when your paycheck is unexpectedly not enough. It can also help cover expenses if you've had to miss a day or two of unpaid leave and your paycheck is smaller than you expected it to be.
No need to worry about how to bridge the gaps between paychecks. If approved, a fast, convenient and responsible paycheck loan from or through CashNetUSA can get you the money you need, so you can pay off your outstanding expenses.
*CashNetUSA and third-party lender funds are generally deposited via ACH for delivery next business day if approved by 9pm CT Mon. – Thu. or by 7pm CT Sun.
**Not all loan applications or extension requests are approved. Due to state and verification requirements, not all applicants for online loans may be eligible for instant approval by CashNetUSA or third-party lenders.
***Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria.
†CashNetUSA or third-party lender does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, Clarity. If you have defaulted on past transactions, you may be declined for a cash advance from CashNetUSA.
‡Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.
++Please see Rates and Terms to check the availability of online loans and extensions in your state. CashNetUSA is not a lender in all states. In some states, CashNetUSA will (i) act as a Credit Service Organization to arrange a loan between you and a third-party lender, or (ii) in Texas, act as a Credit Access Business between you and a third-party lender.
+++If you are a Payday, CSO, or CAB customer, discount will be applied to the initial loan fee, CSO fee, or CAB fee, respectively. If you are an Installment or Installment-Payday customer, the rebate shall be calculated by multiplying the percent discount by the first two scheduled installment payments of your loan. However, the rebate shall not exceed the actual amount of accrued interest paid on the Installment loan or fees paid on the Installment-Payday loan. Rebate shall be paid via bank account ACH credit upon full repayment of the loan, and is contingent upon a minimum of two installment payments made. Discount not valid for the CashNetUSA line of credit product. Promotions are not available in all states. Please see your state's Rates and Terms for additional details. Unless otherwise specified, promo codes must be entered at the time of application, can be used only once, and may not be combined with any other offers or Preferred Member benefits.
1Must be 21 years of age for Mississippi residence and 19 years of age for Alabama and Delaware residence.
Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.