Apply online in minutes
Receive an immediate eligibility decision**
Get cash the next business day if approved*
If you need cash, the first thing you should do is check our Rates and Terms page to see what we offer in your state. Many states have laws governing loans that can limit the amount you are able to borrow at one time.
You may also have a range of options when it comes to how much you’re able to borrow, from smaller payday loans to larger installment loans. In such cases, you should think about the nature of your emergency expenses and decide how much you really need. It may turn out that you need less than 1,000 dollars!
That depends on your application! When evaluating applications, we try to offer instant decisions** whenever possible. And once we’ve approved your application, we’re usually able to get you your money by the next business day.*
Sometimes additional information will be required before we can fully approve your fast cash loan. In these cases, you might have to supply more documents, or wait while we verify certain pieces of information such as your employment, bank account or identity. We know how inconvenient downtime can be when you have emergency expenses, and we work to process every loan application as quickly as we can.
If you know you want to apply for a loan from CashNetUSA, the next thing you should do is check that you meet our basic requirements:
You must be 18 or older1
You must have been employed for at least one month
You must have an active checking account
You must be a U.S. citizen or permanent resident
If you’re qualified, you can start our quick online application. It’s an easy, three-step process: First, you’ll give us some basic information like your name and address. Then, provide financial information like your bank account number and employer — we’ll use that to look at your financial history through national databases like Clarity. After that, just submit! You’ll quickly hear back from us with an approval decision, sometimes even instantly.**
Over the past 10 years, CashNetUSA has worked to help hardworking individuals get the funds they need to take care of urgent costs and emergency expenses. Over that time, we’ve helped more than 2 million people get access to the money they require to move forward financially. If you have any further questions about CashNetUSA or our loans, head to our FAQs page or contact our customer support via phone, email or online chat.