Save 25% on your initial loan fee for payday loans, or on your CAB or CSO fee for CAB or CSO/brokered payday loans.+++
Apply online in minutes without affecting your traditional credit score§
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Get money the next business day*
CashNetUSA is a direct lender in every state we operate in except Texas and Ohio, which means we service your loan from application to repayment.
In contrast, many other companies only handle the application process, passing off your information to a third party after they’ve evaluated your application.
Applying through a company that isn’t a direct lender can introduce an unwelcome element of uncertainty into your loan process.
Since the company that handles your application chooses the lender to send you to, you won’t immediately know who you’re borrowing from and could even wind up with a disreputable or unlicensed lender.
In Ohio, CashNetUSA is a Credit Services Organization (CSO), which means that we will help facilitate a loan between you and a third-party lender.
Although we will not be the lender, we service all loans in Ohio and provide our Ohio customers with the same great experience and customer support that we offer in states where we are the direct lender.
In Texas, CashNetUSA is a Credit Access Business (CAB). We will assist in arranging a loan between you and a third-party lender and then service the loan when issued.
As in Ohio, all Texas borrowers will receive the same great customer support that we offer to all of our customers.
Our online loan application is quick and easy and takes most people just a few minutes to complete.
Looking for a bigger loan amount? CashNetUSA is also a direct lender of installment loans in certain states.++
Since 2004, CashNetUSA has proudly helped more than 3 million hard-working Americans get the cash they need, when they needed it most.