Online Loans for Car Repairs

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Quick Application

Apply online in minutes without affecting your traditional credit score§

Instant Decision

Receive an immediate decision**

Fast Funding

Get money the next business day*

Loans to Get You Back on the Road

Car repairs are never a welcome expense — and a repair bill at the wrong time of month can be a big financial strain. We understand, and that’s why CashNetUSA offers products that may help you get your car fixed:

  1. Payday Loan: A short-term loan with a maximum amount of a couple hundred dollars (actual amounts and availability depend on your state) that is paid off in one payment. Payday loans can help to pay for minor auto repairs such as replacing headlights or mirrors.
  2. Installment Loan: A medium-term loan that is paid off in multiple payments over time and usually has a higher maximum than a payday loan. Installment loans can be used for slightly larger car repairs.

Visit our Rates & Terms page to learn about the loan options available in your state.

Apply for a Loan with Less-Than-Perfect Credit

Although CashNetUSA does not offer bad credit loans, you may still be eligible to apply for a loan if you have less-than-perfect credit.

  • Be 18 years of age or older
  • Be employed for at least one month
  • Be a U.S. citizen or permanent resident
  • Have an active checking account

If you meet these requirements and live in state where CashNetUSA offers loans, it is quick and easy to apply for a loan and if approved, receive cash:

  1. Apply online: It takes most people five minutes or less to complete an online application with CashNetUSA.
  2. If approved, get cash the next business day*: We direct deposit funds into your checking account.

Learn More about CashNetUSA

CashNetUSA has provided loans to over 2 million customers and is committed to providing a responsible solution for those in need of funds for emergency situations such as unexpected auto repair costs or medical expenses. And fortunately for many, CashNetUSA provides loans to many people with less-than-perfect credit, because we believe they deserve to be considered. To learn more about CashNetUSA, visit our About Us and FAQ pages.