Apply online in minutes without affecting your traditional credit score§
Receive an immediate decision**
Get money the next business day*
The amount of money you may be able to borrow from CashNetUSA depends on a number of factors. These include the type of product, if any, that we offer in your state, the laws governing that product and your financial history.
Also, we don’t offer online loans in every state. Check out our Rates & Terms page to learn more about what products are available in your state.
It’s also necessary that you meet our basic requirements for a loan:
You must be 18 or older1
You must have been employed for at least one month
You must have an active checking account
You must be a U.S. citizen or permanent resident
If you meet all of these requirements and we offer loans in your state, you’re eligible to apply today!
Loan amounts vary based on loan type.
Regardless of which options are available to you, the amount of money you might be able to borrow depends on factors like your income and financial history. We examine these factors through sources like Clarity.
Though consulting these sources is different from checking your traditional credit score, it gives us a good picture of your past record of repaying bills and other debts.
By weighing this information, we’ll decide how much to offer you and on what terms.
That depends on your application!
When evaluating applications, we try to offer instant decisions whenever possible.** And once we’ve approved your application, we’re usually able to get you your money by the next business day.*
Sometimes additional information will be required before we can fully approve your online loan application. In these cases, you might have to supply more documents, or wait while we verify certain pieces of information such as your employment, bank account or identity.
We know how inconvenient downtime can be when you have emergency expenses, and we work to process every loan application as quickly as we can.
If you want to learn more about what kinds of loans CashNetUSA offers and how they work, you can head to our FAQs page, where we answer many common questions.
If you’d still like to learn more, or if you would like help with your loan or application, feel free to contact our customer support team. Our dedicated representatives are available seven days a week via phone, email and online chat.