Same-Day Deposit Available

If approved before 1:30 p.m. CT Monday – Friday

Instant Decision*

Receive an immediate decision

Quick Application

Apply online in minutes

Does CashNetUSA offer $1,000 online loans?

If you need a $500 – $1,000 online loan, we may have you covered. CashNetUSA offers fast funding options that are great for emergency expenses. The amount of money you may be able to borrow from CashNetUSA depends on a number of factors. These include the type of funding that we offer in your state, laws in your state, and your financial history.

What type of funding does CashNetUSA offer?

CashNetUSA offers two types of credit products, which may vary depending on the state you live in. You can check our Rates & Terms to learn about what we offer in your state.

Line of Credit

A line of credit is a type of revolving credit, which can offer more flexibility than a traditional term loan. If approved for a line of credit, you receive a credit limit up to a set amount of money. From that amount, you can withdraw as much or as little as you need to pay for your expenses. (For example, if your credit limit is $1,000 but you only need $500, you can just draw $500.) With a line of credit, you pay interest on the funds you withdraw and, in some states, a transaction fee for each draw.

Once you withdraw funds, you will have a minimum payment due each billing cycle. You can also repay sooner than your due date to reduce interest costs. As you repay, you replenish your available credit. A line of credit is a good fit for those who anticipate future borrowing needs — you can withdraw funds from your available credit without reapplying.

Installment Loan

Another name for an installment loan is a term loan. Unlike lines of credit, installment loans have fixed term lengths. They can vary in amount, but many approved customers are able to request $500 – $1,000 loans. With this type of loan, you receive all of your approved funds from the lender up front. You then repay a fixed amount, plus interest, on a regular schedule. With our installment loans, the amount of time you can repay ranges from 3 – 24 months. Plus, you can repay early with no penalty to save on interest.

Make sure you’re eligible to apply.

You must meet the following requirements to be eligible for funding from CashNetUSA.

18 or older

Verifiable, steady source of income

Active checking account

U.S. citizen or permanent resident

How fast can I get a $500 – $1,000 dollar loan from CashNetUSA?

That depends on your application. When evaluating applications, we try to offer instant decisions whenever possible.* And if we’ve approved your application before 1:30 p.m. CT on a weekday, you can receive your funds as soon as the same-business day.

Sometimes additional information will be required before we can fully approve your online loan application. In these cases, you might have to supply more documents, or wait while we verify certain pieces of information such as your employment, bank account or identity.

Learn more about CashNetUSA.

CashNetUSA is an online lender with over 18 years of experience. During that time, we’ve helped more than 4 million hardworking Americans obtain access to the funding they need.

If you’d like to learn more, or if you would like help with your loan or application, feel free to contact our customer support team. Our dedicated representatives are available seven days a week via phone, email and online chat.

man against orange background