CashNetUSA's Payday Loan Amounts Vary by State

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Head to our Rates & Terms page to learn more.

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Apply for $500 – 1,000 Depending on Your State

Can I Get a $500 Payday Loan from CashNetUSA?

If you’re wondering whether you will qualify for a specific amount, such as $500 or $1000, there is no definitive answer.

The amount of money we offer varies from state to state.

If you’d like to know which products and loan amounts are available in your state, head over to our Rates & Terms page.

In some states, a $500 payday loan might be available; in others, consumers may have access to installment loans from $1,500 – $2,000> or a line of credit.

How Much Money Will I Qualify For?

A major factor that will help determine the amount you can borrow is your credit history.

The more responsible you have been with your credit and borrowing in the past, the more you might be approved for. And with CashNetUSA, you may be approved for higher amounts on future loans when you repay on time.

If a $500 – $1000 payday loan is available in your state, you will need to evaluate whether or not a payday loan makes sense in your particular situation.

A payday loan is a significant responsibility and is not a long-term answer for persistent financial problems. Short-term payday loans are best used for immediate and necessary expenses.

Applying with CashNetUSA

First, make sure you meet our requirements:

You must be 18 or older1

You must have a verifiable, steady source of income

You must have an active checking account

You must be a U.S. citizen or permanent resident

1Must be 21 years of age for Mississippi residents and 19 years of age for Alabama and Delaware residents.

If you decide to apply for a payday loan, our instant decision process makes it quick and simple.

Just provide us with some basic information including name, address, employer and income. We will review and verify factors like your income, employment and financial history and then provide you with an eligibility decision.

If you are approved for a payday loan, we can often deposit money in your bank account the following business day!

If you have more questions, you can contact us via email, phone or online chat whenever is most convenient for you.

What Else Should I Know about CashNetUSA?

CashNetUSA is a state-licensed lender of payday loans with over 10 years of experience. We are a direct lender everywhere we operate except Texas and Ohio.

We are committed to transparency so while we do offer payday loans with less-than-perfect credit,* we do not claim to offer “bad credit payday loans” or “no credit loans.”

We are proud that more than 3 million customers have determined that we were the best choice for payday loans, and continually strive to earn the trust our customers have in us.