Apply online in minutes
Receive an immediate eligibility decision**
Get cash the next business day if approved*
We offer several types of personal loans: payday, installment and line of credit. Loan options vary by state and not all loan types are available in all states, so be sure to check out our Rates & Terms page to see what is available where you live.
CashNetUSA makes it quick and convenient to apply for a personal loan, regardless of the product.
What would you do if you suddenly needed quick cash for something like an unexpected medical bill and found that you just didn’t have enough to cover it? Don’t worry, there are options available, and they’re more convenient than ever. Many online lenders offer personal loans to get you to your next paycheck or help you pay off a large bill over several months. If you’re facing unanticipated expenses, a personal loan might be right for you.
Many people are aware that they can get personal loans from storefront lenders and banks, but a third option also exists — online lenders. When emergencies arise, time is of the essence, making online lenders a very attractive choice. With CashNetUSA, the application process can be completed entirely online — no lengthy paperwork or waiting. Before you apply, first check that you meet our basic requirements:
You must be 18 or older1
You must have been employed for at least one month
You must have an active checking account
You must be a U.S. citizen or permanent resident
You can fill out our short application on a web browser or mobile device. You may even get an instant lending decision!** If you are approved for a loan, CashNetUSA can often get you funds as soon as the next business day.*
As with all loans, taking out a personal loan is a significant financial responsibility. Be sure to explore other funding options, such as borrowing money from a relative, before deciding on an online loan.