How American accesses emergency funding

Where Does America Go for Emergency Funding?

If you have an unexpected bill or another cash emergency, where can you go to access money quickly? If you can’t borrow from a savings fund or personal networks, like friends or family, you might feel like you’re out of luck until your next paycheck. The process of taking out […]

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Common Sources of Personal Funding, and How They Work

What You Need to Know About Personal Credit

Unless you strictly use a cash-based budgeting system or a debit card to get by in your day-to-day life, you probably utilize some form of credit financing. But did you realize that you have a variety of personal funding options and sources other than a brick-and-mortar bank or credit card? […]

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3 Ways to Prepare for Emergency Home Repairs

How to Pay for Emergency Home Repairs

Mapping out your budget for a home renovation or a room remodel may seem fairly overwhelming and costly as you begin to total up all of the financial elements it can entail, including labor rates, material price points, and design fees, amongst other things. Now imagine having to do all […]

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3 Surprising Things Your Credit Score Impacts

Hidden Ways Your Credit Score Could Be Affecting You

If you’ve ever wondered whether it is possible to get through life without taking out a loan or going into debt, look no further than the United States national debt. Despite boasting the highest GDP of any nation, our government still has more debt than any other country. This shows […]

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4 Tools and Strategies to Eliminate Your Debt

Debt Repayment Tips, Strategies and Tools

If you have outstanding debt but aren’t making any headway on your balance, it might feel like financial freedom is a far cry away. Depending on how much debt you carry, making the minimum payments towards your balances may not actually help you move forward. But if you really want [...]
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