Building off of the success of last year’s inaugural television campaign, CashNetUSA has launched a new run of commercials aimed at sharing its fast and convenient cash advance services with a wider range of consumers.
While CashNetUSA payday loans have traditionally benefited from a strong marketing presence on the internet, the debut of CashNetUSA TV advertising last year was a first for the leading online lender. The company hopes to continue its positive television exposure by airing CashNetUSA commercials through the remainder of this year in an effort to introduce the benefits of its online services with viewers who may not be accustomed to the ease, convenience and speed of online lending.
The CashNetUSA TV commercial, running on several national channels, will introduce viewers to the CashNetUSA cash advance process, which includes a simple five-minute online application, instant approval** and next business day* funding directly to customers’ checking accounts.
Viewers of the CashNetUSA commercials will also receive a special CashNetUSA TV discount code, which qualifies approved applicants for 25% off their initial loan fee.
To view one of the CashNetUSA TV commercials online, simply play the video below. Already seen the commercials? Learn more about our services and how to save 25% with the CashNetUSA TV discount code.
Keep an eye out for CashNetUSA TV commercials on your favorite channels this winter and remember, with CashNetUSA, you can Make Anyday Payday™.
Wherever airlines have been forced to slash fees to attract customers, it’s the consumers that have benefited. But while drastic price cuts have helped frequent flyers in the short term, will losses by the airlines inevitably hurt our pocket books as well?
At CashNetUSA, we are dedicated to offering you convenient loan options that meet the requirements of your state legislation. We are now proud to announce that CashNetUSA is offering new loan options for consumers in a select number of states.
These new installment loans are similar to our normal payday offerings, in the fact that they are simple to apply for, offer quick approval and funding and can help you meet immediate short-term money needs.
However, with installment loans, customers can apply for a larger loan amount and repay their loan gradually over time. This new option is a great fit for customers with larger emergency expenses such as last-minute home repair needs, outstanding medical bills or emergency car repairs.
Currently, installment loans are offered to customers who qualify in New Mexico and Illinois. For more information on this exciting new program and the Rates & Terms involved, please click here.
Food and groceries are one of the largest monthly bills for American families. But luckily, with a little foresight and attention to detail, it’s also one of the easiest ways to trim some extra dollars off your budget. Here are five sure-fire ways to keep tummies full, without putting your wallet on a diet.
1. Just Freeze It! Buy staples such as ground beef, chicken breast or cheese in bulk and freeze what you can’t use immediately. This will allow you to take advantage of a price break on family-sized portions.
2. Make More. When cooking stews, soups or casseroles, make more than your family will eat in one sitting. Store the remainder away for another meal or to send to work or school as brownbag lunches.
3. Plan Ahead. Groceries get expensive when you run to the store everyday to buy what you need for that evening. Instead, plan out the meals for the week and do all your shopping at once. While your grocery bill may be higher up front, you’ll avoid running to the store for last minute ‘crisis cooking’ items, which really add up.
4. Look Up, Down and All Around. At the grocery store, it’s no coincidence that the foods with the highest markups are located on the shelves at around chest level. Look higher up, down below or on end-caps to find generic brands or better deals.
5. Shop Fresh. Local farmers markets can offer much fresher produce and canned goods than the grocery store and usually at much lower prices, since you’re not paying for shipping, advertising and retail costs.
There’s a lot of talk these days about the economy, recovery plans and economic stimuli. Politicians and others like to throw around promises that they may or may not be able to keep. When it really comes down to it, there’s still no such thing as a free lunch - and even if there were, it rarely comes when you’re desperately hungry.
So if you are really looking for stimulus in today’s sour economy, there’s only one place to look: yourself. Finding creative ways to save can help you put away a bit of extra cash to prepare for rainy - or rainier - days ahead.
Here are a few tips for stashing away an little economic stimulus of your own:
1. Cut back on impulse spending - How much do you spend on coffee on your way to work? Try brewing a cup or two at home before your leave and keep the $4.13 per cup in your pocket.
2. Alternative energy - How much gas do you use running to the store or to pick up dry cleaning? Why not try walking or riding your bike to take care of simple errands - not only will you save some easy cash, you may get a nice workout in the process.
3. Brown bag it for lunch - Looking for an easy way to save $20 or $30 a week? Stop dropping cash on eating lunch out every day. Making a lunch at home and bringing it to work not only saves you money, but is often a healthier alternative to boot.
Take advantage of these sure-fire saving techniques and create a small economic stimulus of your own! For more information on how to save cash or access emergency money need options, visit CashNetUSA.com.
That dreaded time of year is finally here - welcome to tax season 2009. However, for many Americans, tax season can bring a sense of relief if you’re expecting a hefty refund to help you through the next few months.
The anticipation for a tax refund may be even greater this year due to the sour economy, credit crunch and increased unemployment rate. But if you’re relying on that refund money, you may have to wait weeks or months until you actually see the cash.
Why wait so long for the money you need now? Bridge the gap between filing your taxes and seeing the refund check with an online cash advance from CashNetUSA. Not only does it take less time to apply than it does to do your taxes (as quickly as five minutes online), but you’ll see your money a heck of a lot faster. Apply by 9pm and get your money as quickly as the next business day - now that’s fast!
So if you’re looking for a fast alternative to a slow tax refund, look no further. Apply today for a fast, private and convenient cash advance from CashNetUSA and get your money, when you need it most.
All these numbers add up to some alarming trends. Bretton Woods, Inc., a bank strategy firm, used these numbers to draw some generalities about overdraft fees and the effect they had on consumers. According to their report, the average American household accrues more than 12 overdraft transactions annually, resulting in $368 in fees on average.
The result of these fees is a $37 billion annual industry for U.S. banks and credit unions. An amount, says the firm, which is causing these institutions to become ever reliant on overdraft fees as sources of revenue. “We see no reason for this trend to change,” said report author G. Michael Flores. “Bounced check fees and overdraft protection will have a larger and larger financial impact on households.”
And, ultimately, it is the young, low-income and underbanked that are the ones that will reap these consequences.
To read the FDIC report in full, click here, or for the Bretton Woods report, please click here.
Click here for a short comparison between banking fees and other short-term loan options, such as online cash advance services, presented by the CFSA.
In two recently published reports, a pair of trusted financial institutions studied how American consumers are affected by bank overdraft and NSF fees and how banks are becoming increasingly reliant on this $37 billion industry.
An FDIC study of bank overdraft programs followed the trends associated with the use of overdraft and non-sufficient fund (NSF) fees in 39 accredited banks in the U.S. The numbers are astounding. According to the study, nearly 22.5 million overdraft transactions were recorded in the past year. The average fee associated with each incident was $27 per infraction.
While one overdraft incident won’t necessarily put a consumer in the poor house, multiple infractions can add up quickly. Nearly 12% of consumer accounts recorded one to four overdraft fees in the past year, costing the account owners an average of $64. Even more astounding are the 5% of consumers that recorded more than 20 fees, resulting in over $1,600 in fees annually.
These reoccurring fees cause consumers to fall into an overdraft cycle, whereby the more penalties that the customer incurs, the less likely he or she is to have sufficient funds available in their account, which results in even more and higher penalties.
The report found that young adults (ages 18 to 25) were the most likely to accrue overdraft penalties, nearly 50% of which recorded at least one overdraft transaction in the past year. Nearly 15% of these consumers accrued more than 10 penalties in the same time frame.
Customers in low-income areas were also more likely to accrue overdraft penalties and more of them. 38% of low-income accounts (those customers making less than $30,000 annually) incurred at least one overdraft transaction in the past year, compared to only 22% of upper-income accounts. These customers also receive more violations, with 7.5% recording 20 or more NSF fees, compared to only 3.8% of upper-income clients.
The winter season can put an extra strain on your wallet. Increased winter utility bills, time off from work and additional seasonal expenses can all lead to immediate money needs. But who wants to spend the time braving the winter weather while driving to the store to apply for a loan?
Luckily, there is a fast answer to immediate money needs: online loans from CashNetUSA, America’s trusted online lender. You can apply for an online loan from the comfort and privacy of home. With an online loan, you get the money you need to cover immediate financial needs without even having to leave the house to apply.
And the convenience goes even further. Once you’re approved for your online loan, the money is deposited directly into your checking account, usually by the next business day. No cashing checks or picking up cash - it’s in your account ready for you to use whenever you need it.
Click here to learn more about how to apply for your online loan in just minutes!
A recent consumer reports poll finds that most Americans think that the Government bailout of top financial institutions is the wrong move to help the economy.
Of those polled, only 17% thought the government should do more to help the failing financial industry, whom many view as the cause for the quick economic downturn.
In addition, 56% of consumers polled thought that the government hasn???t done enough to help individuals in this time of economic downturn. When asked what steps the government should take to ensure financial stability for Americans, 88% cited protection of the Social Security System, 87% called for decreasing the national debt and 82% wanted affordable health care for all Americans.
